NCB Financial Group Limited (JMSE:NCBFG)
Jamaica
· Delayed Price · Currency is JMD 37.10
-1.70 (-4.38%)
At close: Dec 4, 2025
NCB Financial Group Income Statement
Financials in millions JMD. Fiscal year is October - September.
Millions JMD. Fiscal year is Oct - Sep.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 124,892 | 119,968 | 97,729 | 84,924 | 74,575 | Upgrade
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| Interest Income on Investments | 3,085 | 2,830 | 2,896 | 2,498 | 2,316 | Upgrade
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| Total Interest Income | 127,978 | 122,798 | 100,626 | 87,422 | 76,891 | Upgrade
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| Interest Paid on Deposits | 46,626 | 47,046 | 38,592 | 25,725 | 25,948 | Upgrade
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| Net Interest Income | 81,352 | 75,752 | 62,034 | 61,697 | 50,943 | Upgrade
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| Net Interest Income Growth (YoY) | 7.39% | 22.11% | 0.55% | 21.11% | -6.34% | Upgrade
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| Gain (Loss) on Sale of Assets | 15,611 | -21.52 | 1,330 | 2,510 | 248.17 | Upgrade
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| Other Non-Interest Income | 57,625 | 52,982 | 56,162 | 83,825 | 73,300 | Upgrade
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| Total Non-Interest Income | 73,236 | 52,960 | 57,492 | 86,335 | 73,548 | Upgrade
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| Non-Interest Income Growth (YoY) | 38.28% | -7.88% | -33.41% | 17.39% | 13.64% | Upgrade
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| Revenues Before Loan Losses | 154,588 | 128,713 | 119,526 | 148,032 | 124,490 | Upgrade
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| Provision for Loan Losses | 10,297 | 8,702 | 4,159 | 2,724 | 3,385 | Upgrade
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| Revenue | 144,290 | 120,011 | 115,367 | 145,308 | 121,105 | Upgrade
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| Revenue Growth (YoY) | 20.23% | 4.03% | -20.61% | 19.98% | 11.28% | Upgrade
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| Salaries and Employee Benefits | 53,458 | 50,179 | 57,038 | 46,656 | 42,072 | Upgrade
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| Occupancy Expenses | 8,155 | 8,392 | 7,192 | 8,893 | 9,310 | Upgrade
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| Selling, General & Administrative | - | - | - | 10,774 | 8,500 | Upgrade
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| Other Non-Interest Expense | 37,770 | 36,114 | 40,194 | 39,368 | 34,967 | Upgrade
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| Total Non-Interest Expense | 98,784 | 94,202 | 104,205 | 104,959 | 94,510 | Upgrade
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| EBT Excluding Unusual Items | 45,506 | 25,809 | 11,162 | 40,350 | 26,596 | Upgrade
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| Pretax Income | 45,506 | 25,809 | 11,162 | 40,350 | 26,596 | Upgrade
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| Income Tax Expense | 8,592 | 4,240 | 3,448 | 5,217 | 6,520 | Upgrade
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| Earnings From Continuing Operations | 36,914 | 21,570 | 7,714 | 35,132 | 20,076 | Upgrade
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| Minority Interest in Earnings | -13,783 | -8,229 | -5,206 | -11,243 | -5,849 | Upgrade
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| Net Income | 23,132 | 13,340 | 2,507 | 23,889 | 14,227 | Upgrade
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| Net Income to Common | 23,132 | 13,340 | 2,507 | 23,889 | 14,227 | Upgrade
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| Net Income Growth | 73.40% | 432.08% | -89.50% | 67.92% | -25.48% | Upgrade
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| Basic Shares Outstanding | 2,412 | 2,374 | 2,361 | 2,298 | 2,276 | Upgrade
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| Diluted Shares Outstanding | 2,412 | 2,374 | 2,361 | 2,298 | 2,276 | Upgrade
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| Shares Change (YoY) | 1.62% | 0.53% | 2.74% | 0.97% | -4.53% | Upgrade
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| EPS (Basic) | 9.59 | 5.62 | 1.06 | 10.39 | 6.25 | Upgrade
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| EPS (Diluted) | 9.59 | 5.62 | 1.06 | 10.39 | 6.25 | Upgrade
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| EPS Growth | 70.64% | 429.27% | -89.78% | 66.30% | -21.94% | Upgrade
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| Dividend Per Share | 2.000 | 2.000 | 0.500 | - | 0.500 | Upgrade
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| Dividend Growth | - | 300.00% | - | - | -50.00% | Upgrade
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| Effective Tax Rate | 18.88% | 16.43% | 30.89% | 12.93% | 24.52% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.