NCB Financial Group Limited (JMSE:NCBFG)
Jamaica flag Jamaica · Delayed Price · Currency is JMD
43.72
+1.32 (3.11%)
At close: Mar 6, 2026

NCB Financial Group Income Statement

Millions JMD. Fiscal year is Oct - Sep.
Fiscal Year
TTM FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21 2020 - 2016
Interest Income on Loans
124,681124,892119,96897,72984,92474,575
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Interest Income on Investments
3,3343,0852,8302,8962,4982,316
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Total Interest Income
128,014127,978122,798100,62687,42276,891
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Interest Paid on Deposits
45,70246,62647,04638,59225,72525,948
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Net Interest Income
82,31281,35275,75262,03461,69750,943
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Net Interest Income Growth (YoY)
6.09%7.39%22.11%0.55%21.11%-6.34%
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Gain (Loss) on Sale of Assets
15,61115,611215.761,3302,510248.17
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Other Non-Interest Income
55,12157,62552,74556,16283,82573,300
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Total Non-Interest Income
70,73173,23652,96057,49286,33573,548
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Non-Interest Income Growth (YoY)
24.74%38.28%-7.88%-33.41%17.39%13.64%
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Revenues Before Loan Losses
153,044154,588128,713119,526148,032124,490
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Provision for Loan Losses
10,37410,2978,7024,1592,7243,385
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Revenue
142,669144,290120,011115,367145,308121,105
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Revenue Growth (YoY)
15.13%20.23%4.03%-20.61%19.98%11.28%
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Salaries and Employee Benefits
50,79150,79247,69657,03846,65642,072
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Occupancy Expenses
8,2468,1558,3927,1928,8939,310
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Selling, General & Administrative
----10,7748,500
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Other Non-Interest Expense
38,83740,43738,59740,19439,36834,967
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Total Non-Interest Expense
97,33398,78494,202104,205104,95994,510
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EBT Excluding Unusual Items
45,33645,50625,80911,16240,35026,596
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Pretax Income
45,33645,50625,80911,16240,35026,596
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Income Tax Expense
8,5498,5924,2403,4485,2176,520
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Earnings From Continuing Operations
36,78736,91421,5707,71435,13220,076
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Minority Interest in Earnings
-13,817-13,783-8,229-5,206-11,243-5,849
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Net Income
23,03823,13213,3402,50723,88914,227
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Net Income to Common
23,03823,13213,3402,50723,88914,227
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Net Income Growth
57.15%73.40%432.08%-89.50%67.92%-25.48%
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Basic Shares Outstanding
2,4132,4122,3732,3612,2982,276
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Diluted Shares Outstanding
2,4132,4122,3732,3612,2982,276
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Shares Change (YoY)
0.93%1.62%0.52%2.74%0.97%-4.53%
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EPS (Basic)
9.559.595.621.0610.396.25
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EPS (Diluted)
9.559.595.621.0610.396.25
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EPS Growth
55.70%70.64%429.32%-89.78%66.30%-21.94%
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Dividend Per Share
1.5001.5002.0000.500-0.500
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Dividend Growth
-25.00%-25.00%300.00%---50.00%
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Effective Tax Rate
18.86%18.88%16.43%30.89%12.93%24.52%
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Source: S&P Capital IQ. Banks template. Financial Sources.