NCB Financial Group Ratios and Metrics

Market cap in millions JMD. Fiscal year is October - September.

Millions JMD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 27, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2020 - 2016
Market Capitalization	125,133	101,321	131,589	160,814	206,543	301,212	Upgrade
Market Cap Growth	17.91%	-23.00%	-18.17%	-22.14%	-31.43%	-4.04%	Upgrade
Last Close Price	51.74	41.00	51.42	63.98	82.30	116.12	Upgrade
PE Ratio	5.43	4.38	9.86	64.14	8.65	21.17	Upgrade
PS Ratio	0.88	0.70	1.10	1.39	1.42	2.49	Upgrade
PB Ratio	0.48	0.40	0.62	0.94	1.07	1.46	Upgrade
P/FCF Ratio	3.38	2.46	2.03	4.92	-	-	Upgrade
P/OCF Ratio	3.16	2.33	1.94	4.49	-	-	Upgrade
Debt / Equity Ratio	2.19	2.31	2.85	3.46	2.79	2.19	Upgrade
Debt / FCF Ratio	15.35	14.25	9.25	18.04	-	-	Upgrade
Net Debt / Equity Ratio	1.19	1.29	1.82	2.37	1.60	1.14	Upgrade
Net Debt / FCF Ratio	8.35	7.96	5.91	12.38	-14.04	-6.01	Upgrade
Return on Equity (ROE)	15.74%	15.88%	11.31%	4.24%	17.57%	9.87%	Upgrade
Return on Assets (ROA)	1.56%	1.56%	0.95%	0.36%	1.76%	1.08%	Upgrade
Earnings Yield	18.41%	22.83%	10.14%	1.56%	11.57%	4.72%	Upgrade
FCF Yield	29.61%	40.67%	49.33%	20.33%	-10.63%	-12.96%	Upgrade
Dividend Yield	3.88%	3.66%	3.89%	0.78%	-	0.43%	Upgrade
Payout Ratio	20.60%	16.03%	36.93%	-	-	8.18%	Upgrade
Buyback Yield / Dilution	-0.93%	-1.62%	-0.52%	-2.74%	-0.97%	4.53%	Upgrade
Total Shareholder Return	2.95%	2.04%	3.37%	-1.95%	-0.97%	4.96%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.