Sanlam Limited (JSE:SLM)
South Africa
· Delayed Price · Currency is ZAR · Price in ZAc 8,551.00
+16.00 (0.19%)
Apr 29, 2026, 9:45 AM SAST
Sanlam Income Statement
Financials in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 102,903 | 93,475 | 87,840 | 80,441 | 76,618 | Upgrade
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| Total Interest & Dividend Income | 35,743 | 33,783 | 26,449 | 25,641 | 28,701 | Upgrade
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| Gain (Loss) on Sale of Investments | -1 | - | - | -31 | 621 | Upgrade
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| Other Revenue | 106,152 | 80,404 | 77,815 | -2,310 | 88,323 | Upgrade
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| Total Revenue | 244,797 | 207,662 | 192,104 | 103,741 | 194,263 | Upgrade
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| Revenue Growth (YoY) | 17.88% | 8.10% | 85.18% | -46.60% | 50.08% | Upgrade
|
| Policy Benefits | 89,004 | 80,540 | 78,080 | 70,958 | 128,883 | Upgrade
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| Policy Acquisition & Underwriting Costs | 1,194 | 1,201 | 1,063 | 1,373 | 10,790 | Upgrade
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| Amortization of Goodwill & Intangibles | 559 | 532 | 257 | 152 | 470 | Upgrade
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| Selling, General & Administrative | 23,908 | 23,249 | 17,232 | 12,605 | 23,322 | Upgrade
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| Provision for Bad Debts | -11 | 7 | - | - | - | Upgrade
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| Other Operating Expenses | 1,764 | 1,604 | 1,191 | 1,485 | 245 | Upgrade
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| Total Operating Expenses | 116,418 | 107,133 | 97,823 | 86,573 | 163,710 | Upgrade
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| Operating Income | 128,379 | 100,529 | 94,281 | 17,168 | 30,553 | Upgrade
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| Interest Expense | -2,046 | -1,609 | -1,518 | -1,126 | -963 | Upgrade
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| Earnings From Equity Investments | 5,353 | 5,617 | 2,925 | 2,468 | 1,727 | Upgrade
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| Other Non Operating Income (Expenses) | -103,888 | -73,675 | -74,940 | -3,041 | -15,588 | Upgrade
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| EBT Excluding Unusual Items | 27,798 | 30,862 | 20,748 | 15,469 | 15,729 | Upgrade
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| Merger & Restructuring Charges | - | - | - | - | 22 | Upgrade
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| Impairment of Goodwill | -10 | -1,149 | - | -6 | -390 | Upgrade
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| Asset Writedown | -1,424 | -200 | -66 | -39 | -23 | Upgrade
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| Pretax Income | 26,364 | 29,513 | 20,682 | 15,424 | 15,338 | Upgrade
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| Income Tax Expense | 7,652 | 7,909 | 7,079 | 3,464 | 5,352 | Upgrade
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| Earnings From Continuing Ops. | 18,712 | 21,604 | 13,603 | 11,960 | 9,986 | Upgrade
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| Earnings From Discontinued Ops. | - | 3,107 | 3,394 | 1,030 | 447 | Upgrade
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| Net Income to Company | 18,712 | 24,711 | 16,997 | 12,990 | 10,433 | Upgrade
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| Minority Interest in Earnings | -2,771 | -2,471 | -2,519 | -733 | -960 | Upgrade
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| Net Income | 15,941 | 22,240 | 14,478 | 12,257 | 9,473 | Upgrade
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| Net Income to Common | 15,941 | 22,240 | 14,478 | 12,257 | 9,473 | Upgrade
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| Net Income Growth | -28.32% | 53.61% | 18.12% | 29.39% | 1219.36% | Upgrade
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| Shares Outstanding (Basic) | 2,089 | 2,083 | 2,061 | 2,049 | 2,062 | Upgrade
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| Shares Outstanding (Diluted) | 2,114 | 2,111 | 2,089 | 2,078 | 2,088 | Upgrade
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| Shares Change (YoY) | 0.17% | 1.02% | 0.55% | -0.47% | - | Upgrade
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| EPS (Basic) | 7.63 | 10.68 | 7.03 | 5.98 | 4.59 | Upgrade
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| EPS (Diluted) | 7.54 | 10.54 | 6.88 | 5.90 | 4.54 | Upgrade
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| EPS Growth | -28.48% | 53.17% | 16.68% | 30.01% | 1218.92% | Upgrade
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| Free Cash Flow | 13,115 | 14,282 | -5,708 | 16,143 | 4,929 | Upgrade
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| Free Cash Flow Per Share | 6.20 | 6.77 | -2.73 | 7.77 | 2.36 | Upgrade
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| Dividend Per Share | 4.850 | 4.450 | 4.000 | 3.600 | 3.340 | Upgrade
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| Dividend Growth | 8.99% | 11.25% | 11.11% | 7.78% | 11.33% | Upgrade
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| Operating Margin | 52.44% | 48.41% | 49.08% | 16.55% | 15.73% | Upgrade
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| Profit Margin | 6.51% | 10.71% | 7.54% | 11.82% | 4.88% | Upgrade
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| Free Cash Flow Margin | 5.36% | 6.88% | -2.97% | 15.56% | 2.54% | Upgrade
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| EBITDA | 129,390 | 101,498 | 95,071 | 17,842 | 31,560 | Upgrade
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| EBITDA Margin | 52.86% | 48.88% | 49.49% | 17.20% | 16.25% | Upgrade
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| D&A For EBITDA | 1,011 | 969 | 790 | 674 | 1,007 | Upgrade
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| EBIT | 128,379 | 100,529 | 94,281 | 17,168 | 30,553 | Upgrade
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| EBIT Margin | 52.44% | 48.41% | 49.08% | 16.55% | 15.73% | Upgrade
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| Effective Tax Rate | 29.02% | 26.80% | 34.23% | 22.46% | 34.89% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.