Santam Ltd (JSE:SNT)
40,500
+100 (0.25%)
Apr 29, 2026, 5:00 PM SAST
Santam Balance Sheet
Financials in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Investments in Equity & Preferred Securities | 3,912 | 3,093 | 2,572 | 2,063 | 3,975 | Upgrade
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| Other Investments | 45,989 | 33,853 | 30,221 | 24,795 | 24,388 | Upgrade
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| Total Investments | 65,816 | 54,866 | 46,320 | 38,132 | 35,123 | Upgrade
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| Cash & Equivalents | 6,083 | 6,385 | 4,819 | 5,387 | 4,496 | Upgrade
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| Reinsurance Recoverable | 5,412 | 6,780 | 10,087 | 14,005 | 15,278 | Upgrade
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| Other Receivables | 2,924 | 3,354 | 3,639 | 3,508 | 7,931 | Upgrade
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| Deferred Policy Acquisition Cost | - | - | - | - | 961 | Upgrade
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| Property, Plant & Equipment | 861 | 801 | 877 | 640 | 702 | Upgrade
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| Goodwill | 795 | 787 | 782 | 751 | 685 | Upgrade
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| Other Intangible Assets | 190 | 209 | 444 | 322 | 304 | Upgrade
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| Long-Term Deferred Tax Assets | 311 | 257 | 162 | 139 | 78 | Upgrade
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| Other Long-Term Assets | - | - | - | 1,768 | - | Upgrade
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| Total Assets | 82,392 | 73,439 | 67,130 | 64,652 | 65,558 | Upgrade
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| Accounts Payable | 1,361 | 1,646 | 1,673 | 1,934 | 1,732 | Upgrade
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| Accrued Expenses | 1,869 | 1,590 | 1,157 | 921 | 2,102 | Upgrade
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| Insurance & Annuity Liabilities | 4,489 | 3,529 | 2,310 | 1,753 | 141 | Upgrade
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| Unpaid Claims | - | - | - | - | 21,949 | Upgrade
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| Unearned Premiums | 38,176 | 34,690 | 32,340 | 34,468 | 14,091 | Upgrade
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| Reinsurance Payable | 5,216 | 5,499 | 5,789 | 4,144 | 966 | Upgrade
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| Current Portion of Long-Term Debt | 72 | 42 | 45 | 31 | 19 | Upgrade
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| Current Portion of Leases | 226 | 226 | 191 | 189 | 189 | Upgrade
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| Short-Term Debt | 1,235 | 1,053 | 690 | 739 | 926 | Upgrade
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| Current Income Taxes Payable | 476 | 305 | 238 | 334 | 405 | Upgrade
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| Long-Term Debt | 4,016 | 3,021 | 3,008 | 2,508 | 2,533 | Upgrade
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| Long-Term Leases | 608 | 560 | 633 | 480 | 575 | Upgrade
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| Long-Term Deferred Tax Liabilities | 541 | 259 | 1,103 | 100 | 85 | Upgrade
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| Other Current Liabilities | 7,395 | 6,658 | 5,085 | 4,271 | 443 | Upgrade
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| Other Long-Term Liabilities | 133 | 286 | 1,462 | 1,246 | 6,779 | Upgrade
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| Total Liabilities | 65,813 | 59,364 | 55,724 | 53,118 | 53,496 | Upgrade
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| Common Stock | 103 | 103 | 103 | 103 | 103 | Upgrade
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| Retained Earnings | 15,839 | 13,522 | 11,424 | 10,458 | 10,895 | Upgrade
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| Treasury Stock | -866 | -902 | -845 | -713 | -570 | Upgrade
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| Comprehensive Income & Other | -29 | 13 | 10 | 1,016 | 1,004 | Upgrade
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| Total Common Equity | 15,047 | 12,736 | 10,692 | 10,864 | 11,432 | Upgrade
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| Minority Interest | 1,532 | 1,339 | 714 | 670 | 630 | Upgrade
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| Shareholders' Equity | 16,579 | 14,075 | 11,406 | 11,534 | 12,062 | Upgrade
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| Total Liabilities & Equity | 82,392 | 73,439 | 67,130 | 64,652 | 65,558 | Upgrade
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| Filing Date Shares Outstanding | 109.24 | 109.14 | 109.14 | 109.6 | 110.16 | Upgrade
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| Total Common Shares Outstanding | 109.24 | 109.14 | 109.14 | 109.6 | 110.16 | Upgrade
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| Total Debt | 6,157 | 4,902 | 4,567 | 3,947 | 4,242 | Upgrade
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| Net Cash (Debt) | -74 | 1,483 | 252 | 1,440 | 254 | Upgrade
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| Net Cash Growth | - | 488.49% | -82.50% | 466.93% | - | Upgrade
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| Net Cash Per Share | -0.67 | 13.39 | 2.29 | 13.05 | 2.29 | Upgrade
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| Book Value Per Share | 137.75 | 116.69 | 97.97 | 99.13 | 103.78 | Upgrade
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| Tangible Book Value | 14,062 | 11,740 | 9,466 | 9,791 | 10,443 | Upgrade
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| Tangible Book Value Per Share | 128.73 | 107.56 | 86.74 | 89.34 | 94.80 | Upgrade
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| Machinery | 631 | 788 | 824 | 619 | 567 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.