Samsung Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	28,408,730	17,023,689	12,408,617	12,749,809	11,510,743	14,204,365	Upgrade
Market Cap Growth	50.81%	37.19%	-2.68%	10.76%	-18.96%	6.17%	Upgrade
Enterprise Value	56,782,969	42,457,204	38,301,459	38,269,703	33,593,914	34,765,641	Upgrade
PE Ratio	13.02	8.08	6.55	5.88	7.83	11.22	Upgrade
PS Ratio	0.87	0.59	0.42	0.41	0.37	0.44	Upgrade
PB Ratio	0.69	0.52	0.28	0.31	0.29	0.33	Upgrade
P/FCF Ratio	10.12	3.51	22.77	16.85	4.63	4.98	Upgrade
P/OCF Ratio	9.34	3.41	8.47	14.48	4.52	4.87	Upgrade
EV/Sales Ratio	1.74	1.48	1.31	1.23	1.08	1.08	Upgrade
EV/EBITDA Ratio	19.03	22.60	9.29	5.46	20.34	11.85	Upgrade
EV/EBIT Ratio	21.16	26.80	9.96	5.73	28.32	12.74	Upgrade
EV/FCF Ratio	20.22	8.76	70.30	50.58	13.52	12.20	Upgrade
Debt / Equity Ratio	0.76	0.73	0.54	0.57	0.53	0.36	Upgrade
Debt / EBITDA Ratio	4.42	12.71	5.80	3.38	12.61	5.13	Upgrade
Debt / FCF Ratio	6.38	4.93	43.91	31.31	8.38	5.52	Upgrade
Quick Ratio	64.94	41.13	76.05	8.81	1.22	0.04	Upgrade
Current Ratio	67.21	42.66	78.49	10.02	1.77	0.06	Upgrade
Asset Turnover	0.10	0.09	0.10	0.10	0.09	0.10	Upgrade
Return on Equity (ROE)	6.06%	5.87%	4.74%	5.68%	3.84%	3.39%	Upgrade
Return on Assets (ROA)	1.08%	0.32%	0.79%	1.31%	0.22%	0.53%	Upgrade
Return on Capital (ROIC)	5.53%	1.59%	3.60%	6.64%	1.24%	3.41%	Upgrade
Earnings Yield	7.68%	12.38%	15.27%	17.02%	12.77%	8.91%	Upgrade
FCF Yield	9.89%	28.48%	4.39%	5.93%	21.59%	20.07%	Upgrade
Dividend Yield	2.84%	4.75%	-	-	-	-	Upgrade
Payout Ratio	40.08%	34.32%	31.52%	27.31%	33.42%	37.60%	Upgrade
Total Shareholder Return	2.87%	4.75%	-	-	-	-	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.