Hanwha Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	2,318,039	1,848,420	2,126,434	2,081,351	2,205,330	1,833,392	Upgrade
Market Cap Growth	6.56%	-13.07%	2.17%	-5.62%	20.29%	5.63%	Upgrade
Enterprise Value	25,012,925	15,403,403	15,072,831	13,117,746	11,477,414	3,791,118	Upgrade
PE Ratio	3.26	2.61	2.95	2.21	1.85	17.36	Upgrade
PS Ratio	0.09	0.09	0.10	0.10	0.09	0.08	Upgrade
PB Ratio	0.15	0.13	0.14	0.11	0.16	0.14	Upgrade
P/FCF Ratio	0.42	0.40	1.25	2.41	0.40	1.27	Upgrade
P/OCF Ratio	0.37	0.34	1.22	1.75	0.40	1.21	Upgrade
EV/Sales Ratio	1.01	0.71	0.69	0.63	0.48	0.16	Upgrade
EV/EBITDA Ratio	10.34	7.16	5.71	3.16	63.17	1.96	Upgrade
EV/EBIT Ratio	11.68	7.88	6.09	3.36	-	2.31	Upgrade
EV/FCF Ratio	4.52	3.29	8.86	15.18	2.10	2.63	Upgrade
Debt / Equity Ratio	1.26	0.93	0.71	0.50	0.52	0.04	Upgrade
Debt / EBITDA Ratio	8.25	6.19	4.16	2.37	38.46	0.29	Upgrade
Debt / FCF Ratio	3.61	2.85	6.46	11.40	1.28	0.38	Upgrade
Quick Ratio	14.70	27.03	35.74	9.56	2.12	1.59	Upgrade
Current Ratio	15.54	28.79	38.53	11.64	2.66	2.25	Upgrade
Asset Turnover	0.15	0.14	0.15	0.13	0.15	0.17	Upgrade
Return on Equity (ROE)	6.19%	5.82%	4.70%	7.07%	9.40%	1.53%	Upgrade
Return on Assets (ROA)	0.81%	0.79%	1.05%	1.57%	-0.04%	0.71%	Upgrade
Return on Capital (ROIC)	4.41%	4.52%	5.53%	9.77%	-0.34%	7.27%	Upgrade
Earnings Yield	32.49%	39.89%	35.67%	49.50%	54.02%	11.02%	Upgrade
FCF Yield	238.69%	252.95%	79.98%	41.51%	248.14%	78.67%	Upgrade
Payout Ratio	8.53%	18.96%	6.55%	8.99%	9.50%	61.40%	Upgrade
Buyback Yield / Dilution	-4.81%	-0.28%	-0.22%	-0.15%	-0.09%	-0.08%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.