BNK Financial Group Inc. (KRX:138930)
15,710
+200 (1.29%)
At close: Dec 5, 2025
BNK Financial Group Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 5,860,044 | 6,241,100 | 6,138,209 | 4,423,438 | 3,264,002 | 3,000,306 | Upgrade
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| Interest Income on Investments | 809,931 | 787,904 | 613,663 | 418,204 | 347,617 | 345,187 | Upgrade
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| Total Interest Income | 6,669,975 | 7,029,004 | 6,751,872 | 4,841,642 | 3,611,619 | 3,345,493 | Upgrade
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| Interest Paid on Deposits | 2,729,069 | 3,013,289 | 3,016,787 | 1,366,297 | 639,470 | 774,888 | Upgrade
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| Interest Paid on Borrowings | 932,452 | 958,454 | 769,480 | 491,559 | 340,714 | 344,124 | Upgrade
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| Total Interest Expense | 3,661,521 | 3,971,743 | 3,786,267 | 1,857,856 | 980,184 | 1,119,012 | Upgrade
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| Net Interest Income | 3,008,454 | 3,057,261 | 2,965,605 | 2,983,786 | 2,631,435 | 2,226,482 | Upgrade
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| Net Interest Income Growth (YoY) | -1.16% | 3.09% | -0.61% | 13.39% | 18.19% | 0.18% | Upgrade
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| Gain (Loss) on Sale of Assets | 100,704 | 17,902 | -3,252 | -2,100 | 1,610 | -3,566 | Upgrade
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| Gain (Loss) on Sale of Investments | 298,656 | 146,550 | 89,939 | -80,761 | 130,879 | 120,493 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 88,084 | 101,019 | 72,703 | 20,558 | 31,304 | 23,094 | Upgrade
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| Other Non-Interest Income | 2,527,542 | 2,350,900 | 2,307,379 | 2,337,667 | 1,581,237 | 1,539,728 | Upgrade
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| Total Non-Interest Income | 3,285,050 | 2,848,675 | 2,687,309 | 2,424,377 | 1,885,187 | 1,843,579 | Upgrade
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| Non-Interest Income Growth (YoY) | 22.46% | 6.00% | 10.85% | 28.60% | 2.26% | 14.54% | Upgrade
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| Revenues Before Loan Losses | 6,293,504 | 5,905,936 | 5,652,914 | 5,408,164 | 4,516,621 | 4,070,061 | Upgrade
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| Provision for Loan Losses | 887,823 | 894,481 | 866,734 | 544,644 | 415,054 | 436,892 | Upgrade
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| Revenue | 5,405,681 | 5,011,455 | 4,786,180 | 4,863,520 | 4,101,568 | 3,633,168 | Upgrade
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| Revenue Growth (YoY) | 14.17% | 4.71% | -1.59% | 18.58% | 12.89% | 6.53% | Upgrade
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| Salaries and Employee Benefits | 988,490 | 964,213 | 887,121 | 987,878 | 1,117,180 | 979,284 | Upgrade
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| Occupancy Expenses | 136,776 | 134,111 | 128,973 | 119,780 | 110,034 | 107,913 | Upgrade
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| Federal Deposit Insurance | 131,513 | 128,928 | 124,652 | 122,565 | 113,569 | 102,711 | Upgrade
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| Amortization of Goodwill & Intangibles | 83,597 | 92,898 | 90,296 | 79,911 | 74,870 | 66,243 | Upgrade
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| Selling, General & Administrative | 308,602 | 306,013 | 301,388 | 277,072 | 248,819 | 237,313 | Upgrade
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| Other Non-Interest Expense | 2,553,714 | 2,285,653 | 2,295,885 | 2,047,779 | 1,241,301 | 1,297,927 | Upgrade
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| Total Non-Interest Expense | 4,341,870 | 4,019,034 | 3,910,619 | 3,738,317 | 2,978,385 | 2,898,750 | Upgrade
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| EBT Excluding Unusual Items | 1,063,811 | 992,421 | 875,561 | 1,125,203 | 1,123,182 | 734,418 | Upgrade
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| Asset Writedown | -635 | -635 | - | - | - | - | Upgrade
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| Pretax Income | 1,063,176 | 991,786 | 875,561 | 1,125,203 | 1,123,182 | 734,418 | Upgrade
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| Income Tax Expense | 248,628 | 241,809 | 196,656 | 292,052 | 288,933 | 171,862 | Upgrade
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| Earnings From Continuing Operations | 814,548 | 749,976 | 678,905 | 833,150 | 834,249 | 562,556 | Upgrade
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| Minority Interest in Earnings | -21,104 | -21,429 | -39,125 | -48,171 | -43,240 | -43,240 | Upgrade
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| Net Income | 793,444 | 728,548 | 639,780 | 784,980 | 791,009 | 519,315 | Upgrade
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| Preferred Dividends & Other Adjustments | 32,575 | 32,575 | 25,678 | 30,188 | 31,395 | 32,834 | Upgrade
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| Net Income to Common | 760,869 | 695,973 | 614,102 | 754,792 | 759,614 | 486,482 | Upgrade
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| Net Income Growth | 16.62% | 13.88% | -18.50% | -0.76% | 52.32% | -7.63% | Upgrade
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| Basic Shares Outstanding | 314 | 320 | 322 | 324 | 324 | 325 | Upgrade
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| Diluted Shares Outstanding | 314 | 320 | 322 | 324 | 324 | 325 | Upgrade
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| Shares Change (YoY) | -4.72% | -0.70% | -0.63% | - | -0.10% | -0.36% | Upgrade
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| EPS (Basic) | 2421.74 | 2174.00 | 1904.82 | 2326.51 | 2341.37 | 1498.07 | Upgrade
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| EPS (Diluted) | 2421.74 | 2174.00 | 1904.82 | 2326.51 | 2341.37 | 1498.07 | Upgrade
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| EPS Growth | 21.97% | 14.13% | -18.13% | -0.64% | 56.29% | -9.04% | Upgrade
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| Dividend Per Share | 650.000 | 650.000 | - | 625.000 | 560.000 | 320.000 | Upgrade
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| Dividend Growth | - | - | - | 11.61% | 75.00% | -11.11% | Upgrade
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| Effective Tax Rate | 23.39% | 24.38% | 22.46% | 25.96% | 25.72% | 23.40% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.