Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait
· Delayed Price · Currency is KWD · Price in KWF 0.751
+0.037 (5.18%)
At close: Mar 5, 2026
KWSE:GINS Income Statement
Financials in millions KWD. Fiscal year is January - December.
Millions KWD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 663.53 | 784.54 | 740.95 | 632.5 | 292.17 | Upgrade
|
| Total Interest & Dividend Income | 36.79 | 30.94 | 21.39 | 19.51 | 18.71 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.3 | 8.66 | -0.88 | 6.37 | 34.39 | Upgrade
|
| Other Revenue | 2.88 | 3.74 | 2.32 | 2.39 | 28 | Upgrade
|
| Total Revenue | 702.9 | 827.86 | 763.23 | 660.78 | 373.26 | Upgrade
|
| Revenue Growth (YoY) | -15.09% | 8.47% | 15.50% | 77.03% | 61.38% | Upgrade
|
| Policy Benefits | 621.13 | 694.86 | 676.6 | 654.41 | 203.94 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | 86.62 | 81.58 | 73.05 | 35.96 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | - | 1.44 | Upgrade
|
| Selling, General & Administrative | 35.79 | 37.2 | 27.45 | 21.26 | 65.36 | Upgrade
|
| Other Operating Expenses | - | -37.01 | -66.39 | -136.95 | 0.52 | Upgrade
|
| Total Operating Expenses | 656.92 | 781.67 | 719.24 | 611.78 | 307.21 | Upgrade
|
| Operating Income | 45.98 | 46.19 | 43.99 | 48.99 | 66.05 | Upgrade
|
| Interest Expense | -4.85 | -6.5 | -7.29 | -3.63 | -2.62 | Upgrade
|
| Currency Exchange Gain (Loss) | - | 2.6 | 3.28 | 0.23 | - | Upgrade
|
| Other Non Operating Income (Expenses) | 4.04 | 0.43 | 1.74 | 0.96 | -0.29 | Upgrade
|
| EBT Excluding Unusual Items | 45.17 | 42.71 | 41.72 | 46.55 | 63.14 | Upgrade
|
| Impairment of Goodwill | - | - | - | - | -3.93 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.38 | 0.3 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -8.87 | - | - | Upgrade
|
| Asset Writedown | - | 0.16 | 1.58 | - | -0.05 | Upgrade
|
| Other Unusual Items | -2.11 | -4.03 | 3.4 | -3.96 | 23.46 | Upgrade
|
| Pretax Income | 43.44 | 39.14 | 37.82 | 42.6 | 82.62 | Upgrade
|
| Income Tax Expense | 11.93 | 7.32 | 8.29 | 5.75 | 6.12 | Upgrade
|
| Earnings From Continuing Ops. | 31.51 | 31.82 | 29.53 | 36.85 | 76.5 | Upgrade
|
| Minority Interest in Earnings | -6.81 | -5.9 | -8.32 | -3.47 | -3.9 | Upgrade
|
| Net Income | 24.7 | 25.92 | 21.21 | 33.38 | 72.6 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 3.12 | 3.44 | - | - | Upgrade
|
| Net Income to Common | 24.7 | 22.8 | 17.77 | 33.38 | 72.6 | Upgrade
|
| Net Income Growth | -4.72% | 22.24% | -36.46% | -54.03% | 344.38% | Upgrade
|
| Shares Outstanding (Basic) | 326 | 284 | 284 | 284 | 225 | Upgrade
|
| Shares Outstanding (Diluted) | 326 | 284 | 284 | 284 | 225 | Upgrade
|
| Shares Change (YoY) | 14.53% | 0.21% | - | 26.35% | 17.32% | Upgrade
|
| EPS (Basic) | 0.08 | 0.08 | 0.06 | 0.12 | 0.32 | Upgrade
|
| EPS (Diluted) | 0.08 | 0.08 | 0.06 | 0.12 | 0.32 | Upgrade
|
| EPS Growth | -5.41% | 28.03% | -46.76% | -63.62% | 278.77% | Upgrade
|
| Free Cash Flow | 12.29 | 12.89 | 33.45 | 13.83 | -12.55 | Upgrade
|
| Free Cash Flow Per Share | 0.04 | 0.04 | 0.12 | 0.05 | -0.06 | Upgrade
|
| Dividend Per Share | - | 0.023 | 0.037 | 0.054 | 0.106 | Upgrade
|
| Dividend Growth | - | -37.84% | -31.48% | -49.06% | - | Upgrade
|
| Operating Margin | 6.54% | 5.58% | 5.76% | 7.41% | 17.70% | Upgrade
|
| Profit Margin | 3.51% | 2.75% | 2.33% | 5.05% | 19.45% | Upgrade
|
| Free Cash Flow Margin | 1.75% | 1.56% | 4.38% | 2.09% | -3.36% | Upgrade
|
| EBITDA | 58.28 | 53.16 | 50.87 | 56.09 | 69.62 | Upgrade
|
| EBITDA Margin | 8.29% | 6.42% | 6.67% | 8.49% | 18.65% | Upgrade
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| D&A For EBITDA | 12.3 | 6.98 | 6.88 | 7.1 | 3.57 | Upgrade
|
| EBIT | 45.98 | 46.19 | 43.99 | 48.99 | 66.05 | Upgrade
|
| EBIT Margin | 6.54% | 5.58% | 5.76% | 7.41% | 17.70% | Upgrade
|
| Effective Tax Rate | 27.47% | 18.69% | 21.92% | 13.49% | 7.40% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.