Develop North Income Statement

Financials in millions GBP. Fiscal year is December - November.

Millions GBP. Fiscal year is Dec - Nov.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2017
Period Ending	Nov '25 Nov 30, 2025	Nov '24 Nov 30, 2024	Nov '23 Nov 30, 2023	Nov '22 Nov 30, 2022	Nov '21 Nov 30, 2021	2020 - 2017
Interest and Dividend Income	2.22	1.94	1.72	1.79	1.64	Upgrade
Total Interest Expense	0.37	0.08	0.16	0.13	0	Upgrade
Net Interest Income	1.86	1.85	1.57	1.66	1.64	Upgrade
Gain (Loss) on Sale of Investments	-0.19	-0.14	-0.2	-0.38	0.05	Upgrade
Other Revenue	0.17	0.13	0.03	-	-	Upgrade
Revenue Before Loan Losses	1.84	1.84	1.4	1.28	1.7	Upgrade
Provision for Loan Losses	0.45	0.12	0.56	0.15	0.21	Upgrade
Revenue	1.4	1.72	0.84	1.13	1.49	Upgrade
Revenue Growth (YoY)	-18.60%	104.41%	-25.69%	-24.13%	4.35%	Upgrade
Cost of Services Provided	0.98	0.55	0.07	0.62	0.56	Upgrade
Other Operating Expenses	-	-	0.51	-	-	Upgrade
Total Operating Expenses	0.98	0.55	0.58	0.62	0.56	Upgrade
Operating Income	0.42	1.17	0.26	0.51	0.93	Upgrade
EBT Excluding Unusual Items	0.42	1.17	0.26	0.51	0.93	Upgrade
Pretax Income	0.42	1.17	0.26	0.51	0.93	Upgrade
Net Income	0.42	1.17	0.26	0.51	0.93	Upgrade
Net Income to Common	0.42	1.17	0.26	0.51	0.93	Upgrade
Net Income Growth	-64.53%	348.28%	-49.22%	-44.67%	8.53%	Upgrade
Shares Outstanding (Basic)	25	25	27	27	27	Upgrade
Shares Outstanding (Diluted)	25	25	27	27	27	Upgrade
Shares Change (YoY)	-1.06%	-6.17%	-0.54%	0.46%	0.03%	Upgrade
EPS (Basic)	0.02	0.05	0.01	0.02	0.03	Upgrade
EPS (Diluted)	0.02	0.05	0.01	0.02	0.03	Upgrade
EPS Growth	-64.15%	377.75%	-48.95%	-44.93%	8.49%	Upgrade
Dividend Per Share	0.040	0.040	0.040	0.040	0.040	Upgrade
Dividend Growth	-	-	-	-	33.33%	Upgrade
Operating Margin	29.73%	68.22%	31.11%	45.53%	62.43%	Upgrade
Profit Margin	29.73%	68.22%	31.11%	45.53%	62.43%	Upgrade
Revenue as Reported	2.21	1.92	1.55	1.41	1.7	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.