Vanquis Banking Group plc (LON:VANQ)
112.00
-0.80 (-0.71%)
At close: Mar 9, 2026
Vanquis Banking Group Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 567.2 | 565.4 | 556 | 491.5 | 473.9 | Upgrade
|
| Total Interest Expense | 148.8 | 145.4 | 113.4 | 58.8 | 53 | Upgrade
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| Net Interest Income | 418.4 | 420 | 442.6 | 432.7 | 420.9 | Upgrade
|
| Commissions and Fees | 38.3 | 38.3 | 44.2 | 47 | 60.3 | Upgrade
|
| Other Revenue | 0.7 | 2.1 | 3.7 | 3.8 | 0.4 | Upgrade
|
| Revenue Before Loan Losses | 457.4 | 460.4 | 490.5 | 483.5 | 481.6 | Upgrade
|
| Provision for Loan Losses | 181.1 | 191 | 165.5 | 66.1 | 50.4 | Upgrade
|
| Revenue | 276.3 | 269.4 | 325 | 417.4 | 431.2 | Upgrade
|
| Revenue Growth (YoY) | 2.56% | -17.11% | -22.14% | -3.20% | 77.52% | Upgrade
|
| Cost of Services Provided | 268 | 385.1 | 317.8 | 298.3 | 270.9 | Upgrade
|
| Total Operating Expenses | 268 | 385.1 | 317.8 | 298.3 | 270.9 | Upgrade
|
| Operating Income | 8.3 | -115.7 | 7.2 | 119.1 | 160.3 | Upgrade
|
| EBT Excluding Unusual Items | 8.3 | -115.7 | 7.2 | 119.1 | 160.3 | Upgrade
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| Restructuring Charges | - | -14.1 | -10.7 | -5.3 | -11.5 | Upgrade
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| Other Unusual Items | - | -1.3 | -1.4 | -3.7 | -6.6 | Upgrade
|
| Pretax Income | 8.3 | -136.3 | -12 | 110.1 | 142.2 | Upgrade
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| Income Tax Expense | 0.3 | -17 | -0.3 | 27.8 | 7.6 | Upgrade
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| Earnings From Continuing Ops. | 8 | -119.3 | -11.7 | 82.3 | 134.6 | Upgrade
|
| Earnings From Discontinued Ops. | 0.7 | - | - | -4.9 | -166.7 | Upgrade
|
| Net Income to Company | 8.7 | -119.3 | -11.7 | 77.4 | -32.1 | Upgrade
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| Minority Interest in Earnings | -0.5 | - | - | - | - | Upgrade
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| Net Income | 8.2 | -119.3 | -11.7 | 77.4 | -32.1 | Upgrade
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| Net Income to Common | 8.2 | -119.3 | -11.7 | 77.4 | -32.1 | Upgrade
|
| Shares Outstanding (Basic) | 254 | 256 | 253 | 251 | 251 | Upgrade
|
| Shares Outstanding (Diluted) | 266 | 256 | 253 | 254 | 252 | Upgrade
|
| Shares Change (YoY) | 4.27% | 0.99% | -0.28% | 0.68% | -0.63% | Upgrade
|
| EPS (Basic) | 0.03 | -0.47 | -0.05 | 0.31 | -0.13 | Upgrade
|
| EPS (Diluted) | 0.03 | -0.47 | -0.05 | 0.30 | -0.13 | Upgrade
|
| Free Cash Flow | 89.7 | 438 | 581.4 | -208.5 | 161.8 | Upgrade
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| Free Cash Flow Per Share | 0.34 | 1.71 | 2.30 | -0.82 | 0.64 | Upgrade
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| Dividend Per Share | - | - | 0.060 | 0.153 | 0.120 | Upgrade
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| Dividend Growth | - | - | -60.78% | 27.50% | - | Upgrade
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| Operating Margin | 3.00% | -42.95% | 2.21% | 28.53% | 37.18% | Upgrade
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| Profit Margin | 2.97% | -44.28% | -3.60% | 18.54% | -7.44% | Upgrade
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| Free Cash Flow Margin | 32.46% | 162.58% | 178.89% | -49.95% | 37.52% | Upgrade
|
| Effective Tax Rate | 3.61% | - | - | 25.25% | 5.34% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.