Vanquis Banking Group plc (LON:VANQ)
London
· Delayed Price · Currency is GBP · Price in GBX | Market Cap | 280.00M |
| Revenue (ttm) | 276.30M |
| Net Income (ttm) | 8.20M |
| Shares Out | 255.47M |
| EPS (ttm) | 0.03 |
| PE Ratio | 38.63 |
| Forward PE | 7.32 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 79,166 |
| Average Volume | 378,383 |
| Open | 114.10 |
| Previous Close | 109.60 |
| Day's Range | 108.60 - 114.10 |
| 52-Week Range | 60.45 - 132.00 |
| Beta | 1.30 |
| RSI | 38.00 |
| Earnings Date | Feb 26, 2026 |
About Vanquis Banking Group
Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards products, and unsecured personal loans products, as well as provides vehicle finance for cars, motorbikes, van, and light commercial vehicles. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances. Vanquis Banking Group plc was formerly known as Provident Financial plc and changed its name to ... [Read more]
Financial Performance
Financial StatementsNews
Vanquis Banking Group Earnings Call Transcript: H2 2025
Profitability returned in 2025 with £8.3m profit, strong balance growth, and improved cost efficiency. Guidance targets mid-teens ROTE by 2027, with continued investment in technology and disciplined growth across all segments.
Vanquis Banking Group Transcript: Status Update
A major capital optimization was completed, increasing lending capacity and supporting growth in key products like second-charge mortgages and credit cards. The focus remains on profitable growth, with capital distribution policy updates expected in early 2026.
Vanquis Banking Group Earnings Call Transcript: H1 2025
Profitability returned in H1 2025 with all product lines profitable and customer balances up 7%. Cost control, technology transformation, and improved credit quality drove results, while complaint costs and external risks are receding. Guidance for 2025 is reaffirmed with upgraded balance growth expectations.
Vanquis Banking Group Earnings Call Transcript: H2 2024
2024 was a transformative year, with significant cost savings, a cleaner balance sheet, and a shift to sustainable growth. Losses were driven by one-off items and complaint costs, but the business is now positioned for profitable expansion, with strong liquidity and updated guidance for improved returns by 2027.
Vanquis Banking Group Earnings Call Transcript: H1 2024
H1 2024 saw a statutory loss of £35.8m, driven by legacy one-off items and a major vehicle finance receivables review, but underlying business performance is stabilizing. Cost-saving initiatives and growth in second charge mortgages support a return to profitability targets for 2025-26. Operational and regulatory risks remain, but capital and liquidity are strong.