NBS Bank Plc (MAL:NBS)
Malawi flag Malawi · Delayed Price · Currency is MWK
764.63
-0.25 (-0.03%)
At close: Apr 28, 2026

NBS Bank Income Statement

Millions MWK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
417,942239,794111,89677,22749,512
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Total Interest Income
417,942239,794111,89677,22749,512
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Interest Paid on Deposits
110,20279,48244,20225,80418,718
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Net Interest Income
307,740160,31367,69451,42430,794
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Net Interest Income Growth (YoY)
91.96%136.82%31.64%66.99%15.84%
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Other Non-Interest Income
111,01645,19434,95014,15211,219
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Total Non-Interest Income
111,01645,19434,95014,15211,219
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Non-Interest Income Growth (YoY)
145.64%29.31%146.96%26.15%28.18%
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Revenues Before Loan Losses
418,756205,507102,64465,57642,013
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Provision for Loan Losses
38,4094,7244,5612,9763,193
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Revenue
380,347200,78398,08362,59938,820
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Revenue Growth (YoY)
89.43%104.71%56.68%61.25%16.39%
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Salaries and Employee Benefits
-31,52123,36216,46611,861
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Occupancy Expenses
-14,5057,8947,5367,289
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Selling, General & Administrative
-5,6753,9742,682971.86
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Other Non-Interest Expense
112,20624,14213,1328,6887,046
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Total Non-Interest Expense
112,20675,84348,36235,37227,169
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EBT Excluding Unusual Items
268,141124,94049,72127,22711,651
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Other Unusual Items
----266.45-161.34
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Pretax Income
268,141124,94049,72126,96011,490
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Income Tax Expense
117,71951,94920,3438,0553,797
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Net Income
150,42272,99129,37818,9057,692
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Net Income to Common
150,42272,99129,37818,9057,692
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Net Income Growth
106.08%148.45%55.40%145.77%9.12%
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Basic Shares Outstanding
2,9112,9112,9112,9112,911
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Diluted Shares Outstanding
2,9112,9112,9112,9112,911
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Shares Change (YoY)
0.01%----
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EPS (Basic)
51.6725.0810.096.502.64
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EPS (Diluted)
51.6725.0810.096.502.64
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EPS Growth
106.05%148.54%55.34%146.04%9.09%
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Dividend Per Share
23.00010.9004.5403.3001.350
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Dividend Growth
111.01%140.09%37.58%144.44%17.39%
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Effective Tax Rate
43.90%41.58%40.91%29.88%33.05%
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Source: S&P Capital IQ. Banks template. Financial Sources.