NBS Bank Ratios and Metrics

Market cap in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '26 Mar 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	2,495,205	506,644	334,425	98,959	66,652	62,868	Upgrade
Market Cap Growth	144.97%	51.50%	237.94%	48.47%	6.02%	60.00%	Upgrade
Last Close Price	857.29	169.39	106.62	30.02	18.76	16.84	Upgrade
PE Ratio	21.97	6.94	11.38	5.24	8.66	8.92	Upgrade
PS Ratio	8.35	2.52	3.41	1.58	1.72	1.89	Upgrade
PB Ratio	15.32	4.52	6.69	2.84	2.88	3.28	Upgrade
P/FCF Ratio	53.15	-	-	-	-	-	Upgrade
P/OCF Ratio	43.24	-	-	-	-	-	Upgrade
Debt / Equity Ratio	1.35	2.68	0.80	1.04	4.69	2.09	Upgrade
Debt / FCF Ratio	4.67	-	-	-	-	-	Upgrade
Net Debt / Equity Ratio	0.34	0.60	-2.22	-1.11	2.28	-0.28	Upgrade
Net Debt / FCF Ratio	1.17	-0.46	1.73	0.27	-0.95	0.12	Upgrade
Return on Equity (ROE)	94.34%	90.05%	69.27%	65.24%	36.35%	41.78%	Upgrade
Return on Assets (ROA)	9.88%	7.89%	5.25%	4.58%	2.65%	3.73%	Upgrade
Earnings Yield	4.55%	14.41%	8.79%	19.10%	11.54%	11.21%	Upgrade
FCF Yield	1.88%	-28.64%	-19.23%	-144.63%	-83.08%	-69.66%	Upgrade
Dividend Yield	1.27%	6.44%	4.26%	10.99%	7.20%	6.83%	Upgrade
Payout Ratio	25.72%	14.91%	48.05%	24.63%	49.19%	33.03%	Upgrade
Total Shareholder Return	1.27%	6.44%	4.26%	10.99%	7.20%	6.83%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.