Standard Bank Ratios and Metrics

Market cap in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	4,860,713	4,991,882	1,517,244	924,300	468,037	327,600	Upgrade
Market Cap Growth	246.20%	229.01%	64.15%	97.48%	42.87%	33.79%	Upgrade
Last Close Price	4143.83	4234.02	1269.52	753.46	370.82	254.73	Upgrade
PE Ratio	39.94	41.02	17.57	17.60	11.94	13.23	Upgrade
PS Ratio	14.74	15.14	6.60	4.99	3.87	3.75	Upgrade
PB Ratio	13.94	14.31	5.84	4.77	3.16	2.80	Upgrade
Debt / Equity Ratio	0	0	0.14	0.13	0.16	0.12	Upgrade
Net Debt / Equity Ratio	-0.85	-0.85	-0.14	-0.13	0.02	-0.20	Upgrade
Net Debt / FCF Ratio	0.88	0.88	0.30	2.67	-0.02	0.24	Upgrade
Return on Equity (ROE)	40.00%	40.00%	38.08%	30.73%	29.57%	22.24%	Upgrade
Return on Assets (ROA)	7.44%	7.44%	7.06%	5.41%	5.38%	4.48%	Upgrade
Earnings Yield	2.50%	2.44%	5.69%	5.68%	8.38%	7.56%	Upgrade
FCF Yield	-6.97%	-6.79%	-8.08%	-1.06%	-24.54%	-30.42%	Upgrade
Dividend Yield	0.78%	-	2.55%	2.87%	4.60%	2.91%	Upgrade
Payout Ratio	27.27%	14.44%	27.16%	15.68%	20.89%	44.43%	Upgrade
Buyback Yield / Dilution	0.17%	0.17%	-	-0.43%	-	-	Upgrade
Total Shareholder Return	0.95%	0.17%	2.55%	2.45%	4.60%	2.91%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.