Lombard Bank Malta p.l.c. Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	11.29	9.06	17.53	7.48	Upgrade
Depreciation & Amortization	-	3.06	2.58	2.25	2.04	Upgrade
Other Amortization	-	0.57	0.58	0.66	0.66	Upgrade
Change in Other Net Operating Assets	18.97	-10.56	7.87	-44.95	23.21	Upgrade
Other Operating Activities	17.52	-2.86	-1.92	-11.78	-1.76	Upgrade
Operating Cash Flow	36.49	1.5	18.18	-36.28	31.63	Upgrade
Operating Cash Flow Growth	2330.91%	-91.74%	-	-	118.53%	Upgrade
Capital Expenditures	-2.26	-2.29	-2.66	-3.71	-7.6	Upgrade
Sale of Property, Plant and Equipment	0.05	0	-	-	-	Upgrade
Cash Acquisitions	-0.26	-	-	-	0.83	Upgrade
Investment in Securities	-4.65	16.53	0.54	-22.3	-70.01	Upgrade
Other Investing Activities	4.06	4.26	4.88	3.63	3.09	Upgrade
Investing Cash Flow	-3.06	18.49	2.77	-22.38	-73.69	Upgrade
Long-Term Debt Repaid	-1.21	-0.55	-0.49	-0.48	-0.52	Upgrade
Net Debt Issued (Repaid)	-1.21	-0.55	-0.49	-0.48	-0.52	Upgrade
Issuance of Common Stock	-	-	45.73	-	-	Upgrade
Common Dividends Paid	-3.42	-1.64	-	-0.87	-0.86	Upgrade
Other Financing Activities	-0.52	-0.3	-0.3	-0.43	-0.43	Upgrade
Financing Cash Flow	-5.15	-2.49	44.94	-1.78	-1.81	Upgrade
Net Cash Flow	28.28	17.51	65.89	-60.44	-43.87	Upgrade
Free Cash Flow	34.23	-0.79	15.52	-39.99	24.03	Upgrade
Free Cash Flow Growth	-	-	-	-	334.32%	Upgrade
Free Cash Flow Margin	44.19%	-1.05%	22.45%	-52.71%	37.24%	Upgrade
Free Cash Flow Per Share	0.22	-0.01	0.15	-0.43	0.26	Upgrade
Cash Interest Paid	-	9.86	7.76	6.65	5.71	Upgrade
Cash Income Tax Paid	-	6.16	3.99	3.18	5.87	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.