United Finance Company SAOG (MSM:UFCI)
Oman
· Delayed Price · Currency is OMR 0.0660
0.00 (0.00%)
At close: Dec 4, 2025
MSM:UFCI Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 10.76 | 9.68 | 8.84 | 7.71 | 8.19 | 7.51 | Upgrade
|
| Total Interest Expense | 3.63 | 3.22 | 2.79 | 1.77 | 1.94 | 2.52 | Upgrade
|
| Net Interest Income | 7.13 | 6.46 | 6.05 | 5.94 | 6.25 | 5 | Upgrade
|
| Other Revenue | 0.5 | 0.5 | 0.31 | 0.04 | 0.25 | 0.21 | Upgrade
|
| Revenue Before Loan Losses | 7.63 | 6.96 | 6.36 | 5.98 | 6.5 | 5.21 | Upgrade
|
| Provision for Loan Losses | 1.25 | 1.04 | 1.09 | 0.71 | 1.3 | 1.5 | Upgrade
|
| Revenue | 6.37 | 5.92 | 5.27 | 5.28 | 5.19 | 3.71 | Upgrade
|
| Revenue Growth (YoY) | 12.04% | 12.45% | -0.18% | 1.55% | 39.90% | -7.03% | Upgrade
|
| Salaries & Employee Benefits | 2.7 | 2.56 | 2.34 | 2.41 | 2.09 | - | Upgrade
|
| Cost of Services Provided | 1.88 | 1.66 | 1.63 | 1.45 | 0.98 | 3.05 | Upgrade
|
| Other Operating Expenses | -1.36 | -0.9 | -0.93 | -0.56 | -0.29 | -0.24 | Upgrade
|
| Total Operating Expenses | 3.38 | 3.47 | 3.16 | 3.39 | 2.88 | 2.82 | Upgrade
|
| Operating Income | 3 | 2.45 | 2.11 | 1.89 | 2.32 | 0.9 | Upgrade
|
| EBT Excluding Unusual Items | 3 | 2.45 | 2.11 | 1.89 | 2.32 | 0.9 | Upgrade
|
| Pretax Income | 3 | 2.45 | 2.11 | 1.89 | 2.32 | 0.91 | Upgrade
|
| Income Tax Expense | 0.45 | 0.37 | 0.32 | 0.28 | 0.41 | 0.14 | Upgrade
|
| Net Income | 2.55 | 2.08 | 1.79 | 1.6 | 1.91 | 0.78 | Upgrade
|
| Net Income to Common | 2.55 | 2.08 | 1.79 | 1.6 | 1.91 | 0.78 | Upgrade
|
| Net Income Growth | 24.08% | 16.25% | 11.67% | -16.23% | 146.60% | 15.36% | Upgrade
|
| Shares Outstanding (Basic) | 356 | 356 | 356 | 356 | 356 | 356 | Upgrade
|
| Shares Outstanding (Diluted) | 356 | 356 | 356 | 356 | 356 | 356 | Upgrade
|
| EPS (Basic) | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | Upgrade
|
| EPS (Diluted) | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | Upgrade
|
| EPS Growth | 24.09% | 16.25% | 11.69% | -16.23% | 146.58% | 15.41% | Upgrade
|
| Free Cash Flow | -9.1 | -3.54 | -8.36 | -6.45 | 8.92 | 11.43 | Upgrade
|
| Free Cash Flow Per Share | -0.03 | -0.01 | -0.02 | -0.02 | 0.03 | 0.03 | Upgrade
|
| Dividend Per Share | 0.004 | 0.004 | 0.003 | 0.003 | 0.003 | - | Upgrade
|
| Dividend Growth | 16.67% | 16.67% | 11.11% | -6.90% | - | - | Upgrade
|
| Operating Margin | 47.03% | 41.35% | 40.00% | 35.76% | 44.65% | 24.18% | Upgrade
|
| Profit Margin | 39.97% | 35.15% | 34.00% | 30.39% | 36.84% | 20.90% | Upgrade
|
| Free Cash Flow Margin | -142.83% | -59.83% | -158.82% | -122.28% | 171.66% | 307.73% | Upgrade
|
| Effective Tax Rate | 15.00% | 15.00% | 15.00% | 15.00% | 17.48% | 15.00% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.