United Finance Company SAOG (MSM:UFCI)
0.0910
0.00 (0.00%)
At close: Apr 28, 2026
MSM:UFCI Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 11.89 | 11.34 | 9.68 | 8.84 | 7.71 | 8.19 | Upgrade
|
| Total Interest Expense | 3.85 | 3.85 | 3.22 | 2.79 | 1.77 | 1.94 | Upgrade
|
| Net Interest Income | 8.04 | 7.49 | 6.46 | 6.05 | 5.94 | 6.25 | Upgrade
|
| Other Revenue | 0.78 | 0.78 | 0.5 | 0.31 | 0.04 | 0.25 | Upgrade
|
| Revenue Before Loan Losses | 8.82 | 8.27 | 6.96 | 6.36 | 5.98 | 6.5 | Upgrade
|
| Provision for Loan Losses | 1.23 | 1.23 | 1.04 | 1.09 | 0.71 | 1.3 | Upgrade
|
| Revenue | 7.58 | 7.04 | 5.92 | 5.27 | 5.28 | 5.19 | Upgrade
|
| Revenue Growth (YoY) | 24.68% | 18.83% | 12.45% | -0.18% | 1.55% | 39.90% | Upgrade
|
| Salaries & Employee Benefits | 2.73 | 2.73 | 2.56 | 2.34 | 2.41 | 2.09 | Upgrade
|
| Cost of Services Provided | 2.06 | 1.74 | 1.66 | 1.63 | 1.45 | 0.98 | Upgrade
|
| Other Operating Expenses | -1.14 | -1.14 | -0.9 | -0.93 | -0.56 | -0.29 | Upgrade
|
| Total Operating Expenses | 3.86 | 3.54 | 3.47 | 3.16 | 3.39 | 2.88 | Upgrade
|
| Operating Income | 3.73 | 3.49 | 2.45 | 2.11 | 1.89 | 2.32 | Upgrade
|
| EBT Excluding Unusual Items | 3.73 | 3.49 | 2.45 | 2.11 | 1.89 | 2.32 | Upgrade
|
| Pretax Income | 3.73 | 3.49 | 2.45 | 2.11 | 1.89 | 2.32 | Upgrade
|
| Income Tax Expense | 0.56 | 0.52 | 0.37 | 0.32 | 0.28 | 0.41 | Upgrade
|
| Net Income | 3.17 | 2.97 | 2.08 | 1.79 | 1.6 | 1.91 | Upgrade
|
| Net Income to Common | 3.17 | 2.97 | 2.08 | 1.79 | 1.6 | 1.91 | Upgrade
|
| Net Income Growth | 47.19% | 42.60% | 16.25% | 11.67% | -16.23% | 146.60% | Upgrade
|
| Shares Outstanding (Basic) | 356 | 356 | 356 | 356 | 356 | 356 | Upgrade
|
| Shares Outstanding (Diluted) | 356 | 356 | 356 | 356 | 356 | 356 | Upgrade
|
| EPS (Basic) | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | Upgrade
|
| EPS (Diluted) | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | Upgrade
|
| EPS Growth | 47.19% | 42.59% | 16.25% | 11.69% | -16.23% | 146.58% | Upgrade
|
| Free Cash Flow | - | -16.54 | -3.78 | -8.36 | -6.45 | 8.92 | Upgrade
|
| Free Cash Flow Per Share | - | -0.05 | -0.01 | -0.02 | -0.02 | 0.03 | Upgrade
|
| Dividend Per Share | 0.005 | 0.005 | 0.004 | 0.003 | 0.003 | 0.003 | Upgrade
|
| Dividend Growth | 42.86% | 42.86% | 16.67% | 11.11% | -6.90% | - | Upgrade
|
| Operating Margin | 49.13% | 49.62% | 41.35% | 40.00% | 35.76% | 44.65% | Upgrade
|
| Profit Margin | 41.75% | 42.18% | 35.15% | 34.00% | 30.39% | 36.84% | Upgrade
|
| Free Cash Flow Margin | - | -235.00% | -63.78% | -158.82% | -122.28% | 171.66% | Upgrade
|
| Effective Tax Rate | 15.02% | 15.00% | 15.00% | 15.00% | 15.00% | 17.48% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.