American Funds American Mutual R1 (RMFAX)

American Mutual Fund Class R-1 is an open-end mutual fund focused on providing a balanced blend of current income, capital growth, and principal preservation. Managed by American Funds, this vehicle primarily invests in common stocks of established companies that are positioned to participate in the growth of the U.S. economy, with an emphasis on those offering sustainable dividend payments. The fund maintains a diversified large-cap value strategy, allocating significant portions of assets to sectors such as information technology, healthcare, industrials, and financials. Notable holdings include major corporates like Microsoft, AbbVie, Apple, and JPMorgan Chase & Co. With over 170 holdings and substantial assets under management, the fund emphasizes risk management, maintaining a relatively low historical volatility and beta compared to the broad market. Its quarterly dividend payouts and disciplined sector diversification make it a staple for retirement portfolios and long-term investors seeking stability and steady income. The fund’s long track record—dating back to its inception in 1950—reflects its established role in promoting both income and growth within diversified portfolios.