Britam Holdings Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	30,913	22,964	14,636	12,088	13,122	18,926	Upgrade
Market Cap Growth	78.05%	56.90%	21.09%	-7.89%	-30.67%	3.31%	Upgrade
Enterprise Value	24,786	22,131	8,683	7,545	14,657	17,090	Upgrade
PE Ratio	5.62	4.15	2.92	3.71	8.42	409.46	Upgrade
PS Ratio	0.64	0.48	0.44	0.40	0.57	0.47	Upgrade
PB Ratio	0.88	0.66	0.50	0.47	0.59	0.99	Upgrade
P/FCF Ratio	-	6.17	2.63	1.47	-	15.37	Upgrade
P/OCF Ratio	8.30	6.17	2.40	1.45	-	13.91	Upgrade
EV/Sales Ratio	0.52	0.46	0.26	0.25	0.64	0.43	Upgrade
EV/EBITDA Ratio	3.27	3.30	1.42	1.75	5.47	9.43	Upgrade
EV/EBIT Ratio	3.34	3.38	1.46	1.83	5.87	10.51	Upgrade
EV/FCF Ratio	-	5.94	1.56	0.92	-	13.88	Upgrade
Debt / Equity Ratio	0.02	0.02	0.06	0.13	0.14	0.25	Upgrade
Debt / EBITDA Ratio	0.11	0.11	0.30	0.72	1.13	2.35	Upgrade
Debt / FCF Ratio	0.20	0.20	0.34	0.39	-	3.79	Upgrade
Net Debt / Equity Ratio	-0.18	-0.18	-0.17	-0.29	-0.22	-0.15	Upgrade
Net Debt / EBITDA Ratio	-0.96	-0.96	-0.83	-1.72	-1.78	-1.56	Upgrade
Net Debt / FCF Ratio	-1.73	-1.73	-0.91	-0.91	1.65	-2.30	Upgrade
Quick Ratio	46.06	46.06	19.41	12.63	14.94	4.20	Upgrade
Current Ratio	93.90	93.90	21.42	14.14	16.76	4.26	Upgrade
Asset Turnover	0.21	0.21	0.17	0.19	0.15	0.28	Upgrade
Return on Equity (ROE)	17.16%	17.16%	18.25%	13.71%	8.05%	0.40%	Upgrade
Return on Assets (ROA)	1.81%	1.81%	1.94%	1.58%	1.02%	0.70%	Upgrade
Return on Invested Capital (ROIC)	12.82%	13.67%	13.55%	10.37%	5.78%	0.50%	Upgrade
Earnings Yield	17.91%	24.11%	34.20%	26.94%	11.87%	0.24%	Upgrade
FCF Yield	-	16.22%	38.10%	67.83%	-22.09%	6.51%	Upgrade
Buyback Yield / Dilution	-0.65%	-0.65%	-	-	-	-	Upgrade
Total Shareholder Return	-0.65%	-0.65%	-	-	-	-	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.