The CIC Insurance Group Statistics

Total Valuation

NASE:CIC has a market cap or net worth of KES 12.37 billion. The enterprise value is 4.58 billion.

Market Cap	12.37B
Enterprise Value	4.58B

Important Dates

The next estimated earnings date is Thursday, May 28, 2026.

Earnings Date	May 28, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

NASE:CIC has 2.88 billion shares outstanding. The number of shares has decreased by -3.13% in one year.

Current Share Class	2.88B
Shares Outstanding	2.88B
Shares Change (YoY)	-3.13%
Shares Change (QoQ)	+21.02%
Owned by Insiders (%)	9.64%
Owned by Institutions (%)	0.41%
Float	450.95M

Valuation Ratios

The trailing PE ratio is 5.01.

PE Ratio	5.01
Forward PE	n/a
PS Ratio	0.37
PB Ratio	1.04
P/TBV Ratio	1.07
P/FCF Ratio	2.14
P/OCF Ratio	2.08
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.76, with an EV/FCF ratio of 0.79.

EV / Earnings	7.78
EV / Sales	0.15
EV / EBITDA	2.76
EV / EBIT	2.95
EV / FCF	0.79

Financial Position

The company has a current ratio of 3.68, with a Debt / Equity ratio of 0.44.

Current Ratio	3.68
Quick Ratio	2.33
Debt / Equity	0.44
Debt / EBITDA	2.82
Debt / FCF	0.90
Interest Coverage	3.30

Financial Efficiency

Return on equity (ROE) is 4.50% and return on invested capital (ROIC) is 3.96%.

Return on Equity (ROE)	4.50%
Return on Assets (ROA)	1.53%
Return on Invested Capital (ROIC)	3.96%
Return on Capital Employed (ROCE)	2.53%
Weighted Average Cost of Capital (WACC)	5.14%
Revenue Per Employee	31.23M
Profits Per Employee	551,093
Employee Count	893
Asset Turnover	0.49
Inventory Turnover	5.90

Taxes

In the past 12 months, NASE:CIC has paid 736.61 million in taxes.

Income Tax	736.61M
Effective Tax Rate	58.91%

Stock Price Statistics

The stock price has increased by +48.28% in the last 52 weeks. The beta is 0.25, so NASE:CIC's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+48.28%
50-Day Moving Average	4.98
200-Day Moving Average	4.57
Relative Strength Index (RSI)	30.07
Average Volume (20 Days)	183,750

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NASE:CIC had revenue of KES 33.35 billion and earned 588.57 million in profits. Earnings per share was 0.21.

Revenue	33.35B
Gross Profit	3.72B
Operating Income	1.66B
Pretax Income	1.25B
Net Income	588.57M
EBITDA	1.78B
EBIT	1.66B
Earnings Per Share (EPS)	0.21

Full Income Statement

Balance Sheet

The company has 16.36 billion in cash and 5.20 billion in debt, giving a net cash position of 7.72 billion or 2.68 per share.

Cash & Cash Equivalents	16.36B
Total Debt	5.20B
Net Cash	7.72B
Net Cash Per Share	2.68
Equity (Book Value)	11.85B
Book Value Per Share	4.14
Working Capital	21.31B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.96 billion and capital expenditures -172.48 million, giving a free cash flow of 5.79 billion.

Operating Cash Flow	5.96B
Capital Expenditures	-172.48M
Depreciation & Amortization	n/a
Net Borrowing	-114.49M
Free Cash Flow	5.79B
FCF Per Share	2.01

Full Cash Flow Statement

Margins

Gross margin is 11.14%, with operating and profit margins of 4.99% and 1.76%.

Gross Margin	11.14%
Operating Margin	4.99%
Pretax Margin	3.75%
Profit Margin	1.76%
EBITDA Margin	5.34%
EBIT Margin	4.99%
FCF Margin	17.36%

Dividends & Yields

This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 2.75%.

Dividend Per Share	0.12
Dividend Yield	2.75%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	58.62%
Buyback Yield	3.13%
Shareholder Yield	5.79%
Earnings Yield	4.76%
FCF Yield	46.79%

Dividend Details

Stock Splits

The last stock split was on April 23, 2025. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 23, 2025
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6