NCBA Group PLC (NASE:NCBA)
88.75
+0.75 (0.85%)
At close: Apr 28, 2026
NCBA Group Income Statement
Financials in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 39,693 | 88,620 | 77,926 | 64,112 | 57,303 | Upgrade
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| Interest Income on Investments | 28,437 | - | - | - | - | Upgrade
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| Total Interest Income | 68,130 | 88,620 | 77,926 | 64,112 | 57,303 | Upgrade
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| Interest Paid on Deposits | 23,147 | 41,173 | 30,638 | 21,726 | 19,477 | Upgrade
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| Interest Paid on Borrowings | 906.84 | - | - | - | - | Upgrade
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| Total Interest Expense | 24,053 | 41,173 | 30,638 | 21,726 | 19,477 | Upgrade
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| Net Interest Income | 44,077 | 47,447 | 47,288 | 42,387 | 37,825 | Upgrade
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| Net Interest Income Growth (YoY) | -7.10% | 0.34% | 11.56% | 12.06% | 5.04% | Upgrade
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| Gain (Loss) on Sale of Assets | - | 21.28 | 8.46 | 14.55 | 100.12 | Upgrade
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| Gain (Loss) on Sale of Investments | - | -367.36 | -1,165 | -512.59 | -853.18 | Upgrade
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| Other Non-Interest Income | 29,253 | 14,623 | 15,446 | 17,986 | 10,165 | Upgrade
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| Total Non-Interest Income | 29,253 | 14,277 | 14,289 | 17,488 | 9,412 | Upgrade
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| Non-Interest Income Growth (YoY) | 104.90% | -0.09% | -18.29% | 85.80% | -3.53% | Upgrade
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| Revenues Before Loan Losses | 73,330 | 61,724 | 61,577 | 59,874 | 47,237 | Upgrade
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| Provision for Loan Losses | 8,016 | 5,046 | 7,441 | 12,466 | 11,211 | Upgrade
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| Revenue | 65,313 | 56,677 | 54,136 | 47,408 | 36,027 | Upgrade
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| Revenue Growth (YoY) | 15.24% | 4.69% | 14.19% | 31.59% | 40.34% | Upgrade
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| Salaries and Employee Benefits | 16,347 | 13,898 | 12,536 | 10,184 | 8,019 | Upgrade
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| Occupancy Expenses | 1,158 | 2,674 | 3,158 | 2,743 | 3,711 | Upgrade
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| Federal Deposit Insurance | - | 842.77 | 779.45 | 738.57 | - | Upgrade
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| Amortization of Goodwill & Intangibles | 1,189 | 1,193 | 1,174 | 1,684 | 795.75 | Upgrade
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| Selling, General & Administrative | 1,450 | 10,346 | 8,674 | 6,913 | 5,352 | Upgrade
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| Other Non-Interest Expense | 17,371 | 2,936 | 2,374 | 2,664 | 3,244 | Upgrade
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| Total Non-Interest Expense | 37,423 | 31,803 | 28,654 | 24,723 | 21,031 | Upgrade
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| EBT Excluding Unusual Items | 27,890 | 24,874 | 25,482 | 22,685 | 14,995 | Upgrade
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| Other Unusual Items | - | 266.83 | - | - | - | Upgrade
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| Pretax Income | 27,890 | 25,141 | 25,482 | 22,492 | 15,035 | Upgrade
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| Income Tax Expense | 4,497 | 3,275 | 4,025 | 8,714 | 4,811 | Upgrade
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| Earnings From Continuing Operations | 23,394 | 21,866 | 21,457 | 13,778 | 10,224 | Upgrade
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| Minority Interest in Earnings | - | 15.37 | - | 86.76 | 75.85 | Upgrade
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| Net Income | 23,394 | 21,881 | 21,457 | 13,865 | 10,299 | Upgrade
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| Net Income to Common | 23,394 | 21,881 | 21,457 | 13,865 | 10,299 | Upgrade
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| Net Income Growth | 6.91% | 1.98% | 54.76% | 34.62% | 122.05% | Upgrade
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| Basic Shares Outstanding | 1,647 | 1,648 | 1,648 | 1,648 | 1,648 | Upgrade
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| Diluted Shares Outstanding | 1,647 | 1,648 | 1,648 | 1,648 | 1,648 | Upgrade
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| Shares Change (YoY) | -0.01% | - | - | - | - | Upgrade
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| EPS (Basic) | 14.20 | 13.28 | 13.02 | 8.42 | 6.25 | Upgrade
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| EPS (Diluted) | 14.20 | 13.28 | 13.02 | 8.42 | 6.25 | Upgrade
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| EPS Growth | 6.92% | 1.98% | 54.76% | 34.62% | 122.05% | Upgrade
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| Dividend Per Share | 7.100 | 5.500 | 4.750 | 4.250 | 3.000 | Upgrade
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| Dividend Growth | 29.09% | 15.79% | 11.77% | 41.67% | 100.00% | Upgrade
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| Effective Tax Rate | 16.12% | 13.03% | 15.80% | 38.74% | 32.00% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.