United Bank for Africa Plc (NGX:UBA)
44.55
-4.95 (-10.00%)
At close: Apr 28, 2026
United Bank for Africa Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | - | 8,952,012 | 3,804,463 | 2,953,944 | 1,131,025 | 785,910 | Upgrade
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| Investment Securities | - | 14,444,784 | 12,648,721 | 6,859,300 | 4,120,160 | 3,212,660 | Upgrade
|
| Trading Asset Securities | - | 196,020 | 289,270 | 532,673 | 54,793 | 46,436 | Upgrade
|
| Total Investments | - | 14,640,804 | 12,937,991 | 7,391,973 | 4,174,953 | 3,259,096 | Upgrade
|
| Gross Loans | - | - | 7,846,301 | 5,794,179 | 3,525,639 | 2,933,574 | Upgrade
|
| Allowance for Loan Losses | - | - | -335,684 | -244,598 | -85,511 | -99,010 | Upgrade
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| Net Loans | - | - | 7,510,617 | 5,549,581 | 3,440,128 | 2,834,564 | Upgrade
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| Property, Plant & Equipment | - | 448,997 | 416,623 | 267,146 | 208,039 | 178,117 | Upgrade
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| Goodwill | - | - | 45,571 | 29,303 | 14,830 | 11,131 | Upgrade
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| Other Intangible Assets | - | 68,584 | 21,293 | 14,552 | 18,638 | 19,319 | Upgrade
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| Loans Held for Sale | - | 7,459,920 | - | - | - | - | Upgrade
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| Other Receivables | - | - | 1,136,006 | 662,654 | 226,824 | 128,922 | Upgrade
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| Restricted Cash | - | - | 3,929,953 | 2,686,564 | 1,283,163 | 969,869 | Upgrade
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| Other Current Assets | - | - | 366,096 | 553,382 | 314,612 | 293,170 | Upgrade
|
| Long-Term Deferred Tax Assets | - | 207,792 | 140,371 | 9,741 | 23,603 | 43,329 | Upgrade
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| Other Long-Term Assets | - | 1,395,079 | 14,371 | 534,357 | 21,756 | 17,891 | Upgrade
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| Total Assets | - | 33,173,188 | 30,323,355 | 20,653,197 | 10,857,571 | 8,541,318 | Upgrade
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| Accrued Expenses | - | - | 156,633 | 81,735 | 51,497 | 30,767 | Upgrade
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| Interest Bearing Deposits | - | 27,208,040 | 10,295,285 | 7,873,376 | 4,466,977 | 3,238,472 | Upgrade
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| Non-Interest Bearing Deposits | - | - | 14,355,876 | 9,482,345 | 4,528,152 | 3,784,928 | Upgrade
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| Total Deposits | - | 27,208,040 | 24,651,161 | 17,355,721 | 8,995,129 | 7,023,400 | Upgrade
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| Short-Term Borrowings | - | 124,227 | 660,086 | 418,973 | 256,753 | 21,739 | Upgrade
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| Current Portion of Long-Term Debt | - | - | - | 24,591 | 8 | 111,690 | Upgrade
|
| Current Portion of Leases | - | - | 26,069 | 8,760 | 5,756 | 882 | Upgrade
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| Current Income Taxes Payable | - | 36,997 | 138,983 | 42,671 | 20,281 | 21,415 | Upgrade
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| Other Current Liabilities | - | - | 153,715 | 92,864 | 49,690 | 42,906 | Upgrade
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| Long-Term Debt | - | 923,656 | 768,559 | 417,061 | 279,054 | 322,441 | Upgrade
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| Long-Term Leases | - | - | 45,806 | 21,794 | 14,321 | 15,878 | Upgrade
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| Long-Term Unearned Revenue | - | - | 6,134 | 4,775 | 902 | 1,305 | Upgrade
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| Long-Term Deferred Tax Liabilities | - | 7,507 | 5,614 | 50,805 | 959 | 19,617 | Upgrade
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| Other Long-Term Liabilities | - | 619,819 | 291,956 | 103,252 | 261,117 | 124,471 | Upgrade
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| Total Liabilities | - | 28,920,246 | 26,904,716 | 18,623,002 | 9,935,467 | 7,736,511 | Upgrade
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| Common Stock | - | 22,098 | 17,100 | 17,100 | 17,100 | 17,100 | Upgrade
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| Additional Paid-In Capital | - | 482,639 | 98,715 | 98,715 | 98,715 | 98,715 | Upgrade
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| Retained Earnings | - | 1,265,537 | 1,790,830 | 1,194,767 | 641,126 | 509,590 | Upgrade
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| Comprehensive Income & Other | - | 2,351,768 | 1,409,920 | 651,580 | 130,356 | 150,769 | Upgrade
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| Total Common Equity | 4,122,042 | 4,122,042 | 3,316,565 | 1,962,162 | 887,297 | 776,174 | Upgrade
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| Minority Interest | - | 130,900 | 102,074 | 68,033 | 34,807 | 28,633 | Upgrade
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| Shareholders' Equity | 4,252,942 | 4,252,942 | 3,418,639 | 2,030,195 | 922,104 | 804,807 | Upgrade
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| Total Liabilities & Equity | - | 33,173,188 | 30,323,355 | 20,653,197 | 10,857,571 | 8,541,318 | Upgrade
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| Total Debt | 1,047,883 | 1,047,883 | 1,500,520 | 891,179 | 555,892 | 472,630 | Upgrade
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| Net Cash (Debt) | 8,100,149 | 8,100,149 | 3,022,465 | 3,024,427 | 769,367 | 422,721 | Upgrade
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| Net Cash Growth | 53.98% | 168.00% | -0.07% | 293.11% | 82.00% | 25.63% | Upgrade
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| Net Cash Per Share | 194.74 | 209.41 | 88.38 | 88.44 | 22.50 | 12.36 | Upgrade
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| Filing Date Shares Outstanding | 47,146 | 41,151 | 34,199 | 34,199 | 34,199 | 34,199 | Upgrade
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| Total Common Shares Outstanding | 47,146 | 41,151 | 34,199 | 34,199 | 34,199 | 34,199 | Upgrade
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| Book Value Per Share | 100.17 | 100.17 | 96.98 | 57.37 | 25.94 | 22.70 | Upgrade
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| Tangible Book Value | 4,053,458 | 4,053,458 | 3,249,701 | 1,918,307 | 853,829 | 745,724 | Upgrade
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| Tangible Book Value Per Share | 98.50 | 98.50 | 95.02 | 56.09 | 24.97 | 21.81 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.