Usha Financial Services Limited (NSE:USHAFIN)
India
· Delayed Price · Currency is INR 33.35
-0.75 (-2.20%)
At close: Apr 28, 2026
Usha Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2018 |
| Interest and Dividend Income | 596.34 | 632.22 | 450.82 | 249.35 | 253.88 | Upgrade
|
| Total Interest Expense | 233.24 | 292.44 | 202.62 | 101.01 | 106.19 | Upgrade
|
| Net Interest Income | 363.11 | 339.78 | 248.2 | 148.34 | 147.7 | Upgrade
|
| Other Revenue | 8.83 | 5.69 | 4.2 | 2.62 | 4.97 | Upgrade
|
| Revenue Before Loan Losses | 371.94 | 345.46 | 252.41 | 150.96 | 152.66 | Upgrade
|
| Provision for Loan Losses | 62.44 | 42.7 | -2.04 | 32.22 | 2.92 | Upgrade
|
| Revenue | 309.5 | 302.76 | 254.45 | 118.74 | 149.74 | Upgrade
|
| Revenue Growth (YoY) | 2.22% | 18.99% | 114.29% | -20.70% | -51.99% | Upgrade
|
| Salaries & Employee Benefits | 31.27 | 31.02 | 25.01 | 22.98 | 31.52 | Upgrade
|
| Cost of Services Provided | 4.07 | 3.29 | 2.88 | 2.66 | 2.95 | Upgrade
|
| Other Operating Expenses | 87.81 | 96.83 | 64.8 | 38.62 | 56.82 | Upgrade
|
| Total Operating Expenses | 127.8 | 133.81 | 94.98 | 67.48 | 95.85 | Upgrade
|
| Operating Income | 181.7 | 168.95 | 159.47 | 51.26 | 53.89 | Upgrade
|
| EBT Excluding Unusual Items | 181.7 | 168.95 | 147.04 | 47.98 | 53.89 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -8.19 | - | -4.79 | Upgrade
|
| Pretax Income | 181.7 | 170.44 | 138.85 | 47.99 | 49.1 | Upgrade
|
| Income Tax Expense | 43.69 | 42.55 | 36.01 | 12.19 | 10.54 | Upgrade
|
| Net Income | 138.01 | 127.89 | 102.85 | 35.8 | 38.56 | Upgrade
|
| Net Income to Common | 138.01 | 127.89 | 102.85 | 35.8 | 38.56 | Upgrade
|
| Net Income Growth | 7.91% | 24.35% | 187.27% | -7.15% | -65.62% | Upgrade
|
| Shares Outstanding (Basic) | 37 | 31 | 25 | 19 | 19 | Upgrade
|
| Shares Outstanding (Diluted) | 37 | 31 | 25 | 19 | 19 | Upgrade
|
| Shares Change (YoY) | 17.87% | 23.52% | 29.58% | 0.92% | -2.59% | Upgrade
|
| EPS (Basic) | 3.76 | 4.11 | 4.08 | 1.84 | 2.00 | Upgrade
|
| EPS (Diluted) | 3.76 | 4.10 | 4.08 | 1.84 | 2.00 | Upgrade
|
| EPS Growth | -8.40% | 0.62% | 121.72% | -8.00% | -64.71% | Upgrade
|
| Free Cash Flow | -979.6 | 629.65 | -1,771 | -374.66 | -81.62 | Upgrade
|
| Free Cash Flow Per Share | -26.69 | 20.22 | -70.27 | -19.26 | -4.23 | Upgrade
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| Operating Margin | 58.71% | 55.80% | 62.67% | 43.17% | 35.99% | Upgrade
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| Profit Margin | 44.59% | 42.24% | 40.42% | 30.15% | 25.75% | Upgrade
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| Free Cash Flow Margin | -316.51% | 207.97% | -696.17% | -315.53% | -54.51% | Upgrade
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| Effective Tax Rate | 24.04% | 24.96% | 25.93% | 25.40% | 21.47% | Upgrade
|
| Revenue as Reported | 606.23 | 639.61 | 456.37 | 252.23 | 258.85 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.