General Capital Limited (NZE:GEN)
New Zealand
· Delayed Price · Currency is NZD 0.310
-0.010 (-3.13%)
At close: Dec 5, 2025
General Capital Income Statement
Financials in millions NZD. Fiscal year is April - March.
Millions NZD. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2018 |
| Interest and Dividend Income | 19.78 | 18.15 | 13.68 | 10.62 | 5.57 | 3.53 | Upgrade
|
| Total Interest Expense | 13.29 | 11.65 | 8.1 | 5.22 | 2.98 | 2.25 | Upgrade
|
| Net Interest Income | 6.49 | 6.51 | 5.58 | 5.39 | 2.6 | 1.29 | Upgrade
|
| Commissions and Fees | 4.48 | 4.25 | 3.33 | 2.98 | 1.89 | 0.93 | Upgrade
|
| Other Revenue | 0.43 | 0.23 | 0.16 | 0.11 | 0.55 | 0.33 | Upgrade
|
| Revenue Before Loan Losses | 11.41 | 10.98 | 9.08 | 8.49 | 5.04 | 2.55 | Upgrade
|
| Provision for Loan Losses | 0.6 | 0.43 | 0.06 | 0.57 | 0.07 | 0.03 | Upgrade
|
| Revenue | 10.81 | 10.56 | 9.02 | 7.91 | 4.98 | 2.52 | Upgrade
|
| Revenue Growth (YoY) | 11.22% | 17.07% | 13.96% | 58.99% | 97.43% | 17.53% | Upgrade
|
| Salaries & Employee Benefits | 2.42 | 2 | 1.79 | 1.22 | 1.01 | 0.78 | Upgrade
|
| Cost of Services Provided | 1.2 | 1.19 | 0.99 | 0.79 | 0.56 | 0.38 | Upgrade
|
| Other Operating Expenses | 3.8 | 3.3 | 2.62 | 1.9 | 1.36 | 1.01 | Upgrade
|
| Total Operating Expenses | 7.55 | 6.57 | 5.43 | 4.03 | 3.09 | 2.21 | Upgrade
|
| Operating Income | 3.26 | 3.99 | 3.59 | 3.88 | 1.89 | 0.31 | Upgrade
|
| EBT Excluding Unusual Items | 3.26 | 3.99 | 3.59 | 3.88 | 1.89 | 0.31 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | - | -0.19 | Upgrade
|
| Impairment of Goodwill | - | - | - | -0.54 | - | - | Upgrade
|
| Pretax Income | 3.21 | 3.94 | 3.59 | 3.34 | 1.89 | 0.12 | Upgrade
|
| Income Tax Expense | 0.96 | 1.13 | 0.95 | 1.09 | 0.55 | 0.04 | Upgrade
|
| Net Income | 2.25 | 2.81 | 2.63 | 2.26 | 1.34 | 0.08 | Upgrade
|
| Net Income to Common | 2.25 | 2.81 | 2.63 | 2.26 | 1.34 | 0.08 | Upgrade
|
| Net Income Growth | -25.05% | 6.56% | 16.60% | 68.44% | 1539.63% | -36.89% | Upgrade
|
| Shares Outstanding (Basic) | 91 | 91 | 91 | 58 | 43 | 40 | Upgrade
|
| Shares Outstanding (Diluted) | 91 | 91 | 91 | 58 | 43 | 40 | Upgrade
|
| Shares Change (YoY) | -0.90% | 0.05% | 58.06% | 33.26% | 6.78% | 1.29% | Upgrade
|
| EPS (Basic) | 0.02 | 0.03 | 0.03 | 0.04 | 0.03 | 0.00 | Upgrade
|
| EPS (Diluted) | 0.02 | 0.03 | 0.03 | 0.04 | 0.03 | 0.00 | Upgrade
|
| EPS Growth | -24.37% | 6.51% | -26.10% | 26.18% | 1453.35% | -37.48% | Upgrade
|
| Free Cash Flow | 28.46 | 40.92 | 4.17 | -3.46 | 5.97 | -1.93 | Upgrade
|
| Free Cash Flow Per Share | 0.31 | 0.45 | 0.05 | -0.06 | 0.14 | -0.05 | Upgrade
|
| Dividend Per Share | 0.008 | 0.010 | - | - | - | - | Upgrade
|
| Operating Margin | 30.18% | 37.77% | 39.77% | 49.06% | 37.95% | 12.33% | Upgrade
|
| Profit Margin | 20.82% | 26.58% | 29.21% | 28.54% | 26.94% | 3.24% | Upgrade
|
| Free Cash Flow Margin | 263.28% | 387.65% | 46.26% | -43.70% | 120.07% | -76.60% | Upgrade
|
| Effective Tax Rate | 29.96% | 28.73% | 26.56% | 32.47% | 29.01% | 32.27% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.