SpareBank 1 Helgeland Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	504	571	490	445	205	Upgrade
Depreciation & Amortization	35	35	37	44	30	Upgrade
Change in Other Net Operating Assets	-1,733	-1,594	1,342	1,653	-5,624	Upgrade
Other Operating Activities	418	440	445	221	71	Upgrade
Operating Cash Flow	-776	-548	2,314	2,363	-5,318	Upgrade
Operating Cash Flow Growth	-	-	-2.07%	-	-	Upgrade
Capital Expenditures	-19	-37	-64	-99	-162	Upgrade
Investment in Securities	-440	-117	-242	-114	-542	Upgrade
Other Investing Activities	53	42	46	36	2	Upgrade
Investing Cash Flow	-406	-112	-260	-177	-702	Upgrade
Long-Term Debt Issued	2,285	5,111	3,127	1,831	5,190	Upgrade
Long-Term Debt Repaid	-1,965	-3,238	-4,640	-4,643	-4,218	Upgrade
Net Debt Issued (Repaid)	320	1,873	-1,513	-2,812	972	Upgrade
Issuance of Common Stock	-	-	-	-	595	Upgrade
Common Dividends Paid	-279	-361	-329	-108	-65	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,277	385	-446	1,577	4,868	Upgrade
Other Financing Activities	-136	-817	-354	-259	-116	Upgrade
Financing Cash Flow	1,182	1,080	-2,642	-1,602	6,254	Upgrade
Net Cash Flow	-	420	-589	584	234	Upgrade
Free Cash Flow	-795	-585	2,250	2,264	-5,480	Upgrade
Free Cash Flow Growth	-	-	-0.62%	-	-	Upgrade
Free Cash Flow Margin	-70.67%	-49.37%	207.76%	236.08%	-825.30%	Upgrade
Free Cash Flow Per Share	-29.37	-21.59	83.40	84.00	-202.28	Upgrade
Cash Interest Paid	1,365	1,289	1,007	503	210	Upgrade
Cash Income Tax Paid	162	131	134	49	63	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.