Høland og Setskog Sparebank (OSL:HSPG)
Norway
· Delayed Price · Currency is NOK 160.00
-5.96 (-3.59%)
Apr 28, 2026, 12:32 PM CET
OSL:HSPG Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 411.84 | 390.85 | 354.29 | 238.35 | 173.68 | Upgrade
|
| Interest Income on Investments | 74.91 | 71.67 | 59.12 | 37.87 | 23.43 | Upgrade
|
| Total Interest Income | 486.76 | 462.52 | 413.41 | 276.21 | 197.11 | Upgrade
|
| Interest Paid on Deposits | 339.56 | 320.45 | 265.3 | 131.33 | 62.43 | Upgrade
|
| Net Interest Income | 147.2 | 142.06 | 148.1 | 144.89 | 134.69 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.62% | -4.08% | 2.22% | 7.57% | -1.10% | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.02 | 5 | 1.99 | -4.82 | -4.41 | Upgrade
|
| Other Non-Interest Income | 47.45 | 49.79 | 43.66 | 41.8 | 39.53 | Upgrade
|
| Total Non-Interest Income | 48.47 | 54.79 | 45.65 | 36.98 | 35.12 | Upgrade
|
| Non-Interest Income Growth (YoY) | -11.53% | 20.02% | 23.45% | 5.29% | 13.83% | Upgrade
|
| Revenues Before Loan Losses | 195.67 | 196.86 | 193.76 | 181.87 | 169.81 | Upgrade
|
| Provision for Loan Losses | 32.82 | 32.52 | 32.49 | 34.39 | 21.21 | Upgrade
|
| Revenue | 162.85 | 164.34 | 161.27 | 147.48 | 148.6 | Upgrade
|
| Revenue Growth (YoY) | -0.90% | 1.90% | 9.35% | -0.75% | 4.35% | Upgrade
|
| Salaries and Employee Benefits | 40.97 | 38.6 | 34.01 | 40.68 | 38.76 | Upgrade
|
| Occupancy Expenses | 10.17 | 6.56 | 6.81 | 5.02 | 5.49 | Upgrade
|
| Selling, General & Administrative | 7.29 | 7.41 | 7.1 | 6.94 | 1.37 | Upgrade
|
| Other Non-Interest Expense | 46.73 | 41.97 | 47.59 | 36.86 | 36.01 | Upgrade
|
| Total Non-Interest Expense | 105.16 | 94.54 | 95.51 | 89.5 | 81.63 | Upgrade
|
| EBT Excluding Unusual Items | 57.69 | 69.8 | 65.76 | 57.99 | 66.98 | Upgrade
|
| Pretax Income | 57.69 | 69.8 | 65.76 | 57.99 | 66.98 | Upgrade
|
| Income Tax Expense | 10.26 | 14.77 | 14.96 | 11.19 | 14 | Upgrade
|
| Net Income | 47.44 | 55.02 | 50.8 | 46.8 | 52.98 | Upgrade
|
| Preferred Dividends & Other Adjustments | 42.72 | 48.42 | 43.93 | 40.06 | 44.84 | Upgrade
|
| Net Income to Common | 4.71 | 6.6 | 6.88 | 6.74 | 8.14 | Upgrade
|
| Net Income Growth | -13.79% | 8.30% | 8.56% | -11.67% | -0.17% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | 0.38% | -0.01% | -0.04% | 0.03% | 0.02% | Upgrade
|
| EPS (Basic) | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 | Upgrade
|
| EPS (Diluted) | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 | Upgrade
|
| EPS Growth | -28.85% | -4.00% | 2.04% | -17.23% | 0.60% | Upgrade
|
| Dividend Per Share | 5.000 | 9.000 | 7.000 | 7.000 | 7.000 | Upgrade
|
| Dividend Growth | -44.44% | 28.57% | - | - | 40.00% | Upgrade
|
| Effective Tax Rate | 17.78% | 21.17% | 22.74% | 19.30% | 20.90% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.