Jæren Sparebank (OSL:JAREN)
353.30
-6.70 (-1.86%)
At close: Mar 6, 2026
Jæren Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,072 | 1,023 | 839.66 | 492.75 | 319.79 | Upgrade
|
| Interest Income on Investments | 43.43 | 19.79 | 27.51 | 38.47 | 32.95 | Upgrade
|
| Total Interest Income | 1,115 | 1,043 | 867.17 | 531.22 | 352.75 | Upgrade
|
| Interest Paid on Deposits | 662.53 | 609.27 | 460.92 | 199.39 | 95.09 | Upgrade
|
| Net Interest Income | 452.57 | 433.56 | 406.25 | 331.83 | 257.66 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.38% | 6.72% | 22.43% | 28.79% | 1.89% | Upgrade
|
| Gain (Loss) on Sale of Investments | 15.31 | 1.42 | 4.65 | -8.5 | -2.69 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | -0.87 | 3.28 | 15.62 | 1.22 | Upgrade
|
| Other Non-Interest Income | 117.91 | 108.6 | 85.45 | 82.61 | 93.76 | Upgrade
|
| Total Non-Interest Income | 133.22 | 109.15 | 93.38 | 89.73 | 92.29 | Upgrade
|
| Non-Interest Income Growth (YoY) | 22.05% | 16.89% | 4.06% | -2.77% | 9.14% | Upgrade
|
| Revenues Before Loan Losses | 585.79 | 542.71 | 499.63 | 421.56 | 349.95 | Upgrade
|
| Provision for Loan Losses | -4.9 | -6.02 | 2.72 | 2.31 | -2.39 | Upgrade
|
| Revenue | 590.69 | 548.74 | 496.91 | 419.26 | 352.34 | Upgrade
|
| Revenue Growth (YoY) | 7.65% | 10.43% | 18.52% | 18.99% | 5.89% | Upgrade
|
| Salaries and Employee Benefits | 129.88 | 96.33 | 90.6 | 82.15 | - | Upgrade
|
| Occupancy Expenses | 8.77 | 12.93 | 12.42 | 13.36 | 5.56 | Upgrade
|
| Selling, General & Administrative | - | 14.2 | 10.23 | 9.76 | 121.83 | Upgrade
|
| Other Non-Interest Expense | 89.67 | 89.07 | 96.62 | 99.89 | 35.28 | Upgrade
|
| Total Non-Interest Expense | 228.32 | 212.53 | 209.87 | 205.16 | 162.68 | Upgrade
|
| EBT Excluding Unusual Items | 362.37 | 336.21 | 287.04 | 214.1 | 189.67 | Upgrade
|
| Pretax Income | 362.37 | 336.21 | 287.04 | 214.1 | 189.67 | Upgrade
|
| Income Tax Expense | 55.16 | 61.15 | 47.9 | 27.45 | 38.43 | Upgrade
|
| Net Income | 307.21 | 275.06 | 239.14 | 186.65 | 151.24 | Upgrade
|
| Preferred Dividends & Other Adjustments | 153.88 | 138.41 | 120.59 | 91.82 | 74.34 | Upgrade
|
| Net Income to Common | 153.33 | 136.65 | 118.56 | 94.83 | 76.9 | Upgrade
|
| Net Income Growth | 11.69% | 15.02% | 28.13% | 23.41% | 35.44% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| EPS (Basic) | 31.08 | 27.70 | 24.04 | 19.23 | 15.59 | Upgrade
|
| EPS (Diluted) | 31.08 | 27.70 | 24.04 | 19.20 | 15.59 | Upgrade
|
| EPS Growth | 12.22% | 15.25% | 25.19% | 23.16% | 37.56% | Upgrade
|
| Dividend Per Share | 20.000 | 20.000 | 16.000 | 12.500 | 11.000 | Upgrade
|
| Dividend Growth | - | 25.00% | 28.00% | 13.64% | 46.67% | Upgrade
|
| Effective Tax Rate | 15.22% | 18.19% | 16.69% | 12.82% | 20.26% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.