Jæren Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	307.21	275.06	239.14	186.65	151.24	Upgrade
Depreciation & Amortization	8.83	12.93	12.42	12.28	9.27	Upgrade
Other Operating Activities	-610.68	-415.14	-288.68	-139.98	-294.06	Upgrade
Operating Cash Flow	-294.64	-127.14	-37.12	58.95	-133.55	Upgrade
Capital Expenditures	-7.87	-7.48	-7.2	-3.88	-10.1	Upgrade
Sale of Property, Plant and Equipment	0.23	-	-	1.27	-	Upgrade
Investment in Securities	-158.98	-54.77	-4.05	-77.21	5.42	Upgrade
Other Investing Activities	44.37	19.79	27.51	38.47	32.95	Upgrade
Investing Cash Flow	-122.24	-42.46	16.26	-41.35	28.27	Upgrade
Short-Term Debt Issued	-	-	-	-	100	Upgrade
Long-Term Debt Issued	1,700	800	1,150	275	1,165	Upgrade
Total Debt Issued	1,700	800	1,150	275	1,265	Upgrade
Short-Term Debt Repaid	-	-	-	-	-100	Upgrade
Long-Term Debt Repaid	-1,098	-482.92	-1,060	-193.85	-1,017	Upgrade
Total Debt Repaid	-1,098	-482.92	-1,060	-193.85	-1,117	Upgrade
Net Debt Issued (Repaid)	601.75	317.08	90.44	81.16	147.88	Upgrade
Common Dividends Paid	-179.44	-144.09	-118.09	-103.78	-36.99	Upgrade
Other Financing Activities	-5.78	-3.28	-	-	-	Upgrade
Financing Cash Flow	416.53	169.71	-27.65	-22.62	110.89	Upgrade
Net Cash Flow	-0.35	0.11	-48.51	-5.03	5.6	Upgrade
Free Cash Flow	-302.51	-134.62	-44.32	55.07	-143.66	Upgrade
Free Cash Flow Margin	-51.21%	-24.53%	-8.92%	13.13%	-40.77%	Upgrade
Free Cash Flow Per Share	-61.33	-27.29	-8.99	11.16	-29.12	Upgrade
Cash Interest Paid	684.97	618.06	453.85	197.39	100.3	Upgrade
Cash Income Tax Paid	58.82	47.22	24.09	38.46	31.69	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.