SpareBank 1 Sør-Norge ASA (OSL:SB1NO)
210.00
+5.50 (2.69%)
Mar 10, 2026, 10:54 AM CET
SpareBank 1 Sør-Norge ASA Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 121 | 3,066 | 2,012 | 1,356 | 523 | Upgrade
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| Investment Securities | 90,333 | 69,106 | 63,794 | 59,126 | 61,160 | Upgrade
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| Trading Asset Securities | 8,776 | 14,087 | 16,859 | 19,460 | 6,054 | Upgrade
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| Total Investments | 99,109 | 83,193 | 80,653 | 78,586 | 67,214 | Upgrade
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| Gross Loans | 397,531 | 386,650 | 276,671 | 264,207 | 235,635 | Upgrade
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| Allowance for Loan Losses | -1,605 | -1,572 | -1,244 | -1,685 | -1,721 | Upgrade
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| Other Adjustments to Gross Loans | - | -1,303 | -1,129 | -654 | -472 | Upgrade
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| Net Loans | 395,926 | 383,775 | 274,298 | 261,868 | 233,442 | Upgrade
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| Property, Plant & Equipment | 1,755 | 1,720 | 1,314 | 1,237 | 1,313 | Upgrade
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| Goodwill | - | 4,050 | 345 | 423 | 423 | Upgrade
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| Other Intangible Assets | 4,091 | 22 | 20 | 24 | 30 | Upgrade
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| Accrued Interest Receivable | - | 19 | 9 | 11 | 2 | Upgrade
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| Other Receivables | 8,314 | - | - | - | - | Upgrade
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| Restricted Cash | - | 108 | 71 | 63 | 57 | Upgrade
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| Other Current Assets | - | 61 | 33 | 31 | 38 | Upgrade
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| Long-Term Deferred Tax Assets | 1,897 | 2,404 | 2,612 | 1,075 | 598 | Upgrade
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| Other Long-Term Assets | 1,841 | 916 | 816 | 1,049 | 758 | Upgrade
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| Total Assets | 513,054 | 479,336 | 362,186 | 345,730 | 304,403 | Upgrade
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| Accounts Payable | - | 96 | 93 | 92 | 66 | Upgrade
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| Accrued Expenses | - | 751 | 572 | 452 | 513 | Upgrade
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| Interest Bearing Deposits | 231,112 | 36,481 | 33,270 | 22,742 | 18,574 | Upgrade
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| Non-Interest Bearing Deposits | - | 167,525 | 115,806 | 125,358 | 119,090 | Upgrade
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| Total Deposits | 231,112 | 204,006 | 149,076 | 148,100 | 137,664 | Upgrade
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| Short-Term Borrowings | 7,743 | 9,872 | 14,360 | 15,978 | 3,280 | Upgrade
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| Current Portion of Long-Term Debt | 3,694 | 28,861 | 2,525 | 3,221 | 2,557 | Upgrade
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| Current Portion of Leases | - | 96 | 66 | 62 | 58 | Upgrade
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| Current Income Taxes Payable | 1,167 | 1,178 | 2,706 | 1,345 | 232 | Upgrade
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| Other Current Liabilities | - | 157 | 149 | 65 | 57 | Upgrade
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| Long-Term Debt | 211,294 | 180,466 | 158,154 | 146,815 | 131,871 | Upgrade
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| Long-Term Leases | 546 | 409 | 324 | 274 | 301 | Upgrade
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| Pension & Post-Retirement Benefits | 431 | 431 | 261 | 251 | 277 | Upgrade
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| Other Long-Term Liabilities | 1,571 | 376 | 339 | 388 | 348 | Upgrade
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| Total Liabilities | 457,558 | 426,699 | 328,625 | 317,043 | 277,224 | Upgrade
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| Common Stock | 9,386 | 9,386 | 6,607 | 6,394 | 6,394 | Upgrade
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| Additional Paid-In Capital | 14,719 | 14,719 | 2,354 | 1,587 | 1,587 | Upgrade
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| Retained Earnings | - | 3,191 | 1,982 | 1,790 | 1,535 | Upgrade
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| Comprehensive Income & Other | 31,391 | 25,341 | 22,618 | 18,916 | 17,663 | Upgrade
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| Total Common Equity | 55,496 | 52,637 | 33,561 | 28,687 | 27,179 | Upgrade
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| Shareholders' Equity | 55,496 | 52,637 | 33,561 | 28,687 | 27,179 | Upgrade
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| Total Liabilities & Equity | 513,054 | 479,336 | 362,186 | 345,730 | 304,403 | Upgrade
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| Total Debt | 223,277 | 219,704 | 175,429 | 166,350 | 138,067 | Upgrade
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| Net Cash (Debt) | -214,380 | -202,551 | -156,558 | -145,534 | -131,490 | Upgrade
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| Net Cash Per Share | -571.90 | -539.48 | -592.37 | -569.11 | -514.22 | Upgrade
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| Filing Date Shares Outstanding | 374.9 | 375.37 | 264.22 | 255.72 | 255.71 | Upgrade
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| Total Common Shares Outstanding | 374.9 | 375.37 | 264.22 | 255.72 | 255.71 | Upgrade
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| Book Value Per Share | 137.36 | 128.77 | 115.08 | 105.53 | 99.05 | Upgrade
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| Tangible Book Value | 51,405 | 48,565 | 33,196 | 28,240 | 26,726 | Upgrade
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| Tangible Book Value Per Share | 126.45 | 117.92 | 113.70 | 103.78 | 97.28 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.