SpareBank 1 Sør-Norge ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	74,335	74,354	38,729	34,049	30,866	34,061	Upgrade
Market Cap Growth	28.92%	91.99%	13.74%	10.31%	-9.38%	46.41%	Upgrade
Last Close Price	200.00	187.01	130.97	108.73	96.07	100.90	Upgrade
PE Ratio	11.78	11.68	7.89	7.92	9.37	11.03	Upgrade
PS Ratio	5.43	5.43	3.74	3.79	4.39	5.20	Upgrade
PB Ratio	1.34	1.34	0.74	1.01	1.08	1.25	Upgrade
P/FCF Ratio	7.57	7.57	-	3.99	-	-	Upgrade
P/OCF Ratio	7.41	7.41	-	3.93	-	-	Upgrade
Debt / Equity Ratio	4.02	4.02	4.17	5.23	5.80	5.08	Upgrade
Debt / FCF Ratio	22.73	22.73	-	20.54	-	-	Upgrade
Net Debt / Equity Ratio	3.80	3.80	3.85	4.67	5.07	4.84	Upgrade
Net Debt / FCF Ratio	21.48	21.48	-25.64	18.33	-9.24	-17.27	Upgrade
Return on Equity (ROE)	12.38%	12.38%	12.05%	14.38%	12.09%	11.78%	Upgrade
Return on Assets (ROA)	1.35%	1.35%	1.23%	1.26%	1.04%	1.07%	Upgrade
Earnings Yield	8.56%	9.00%	13.41%	13.14%	10.94%	9.27%	Upgrade
FCF Yield	13.22%	13.21%	-20.40%	25.08%	-51.03%	-22.35%	Upgrade
Dividend Yield	6.00%	6.42%	6.49%	6.90%	7.29%	5.95%	Upgrade
Payout Ratio	52.58%	52.58%	43.60%	43.91%	48.16%	71.83%	Upgrade
Buyback Yield / Dilution	0.16%	0.16%	-42.06%	-3.35%	-0.01%	0.13%	Upgrade
Total Shareholder Return	6.19%	6.58%	-35.57%	3.55%	7.28%	6.08%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.