SpareBank 1 Sør-Norge ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	6,694	5,193	4,475	3,378	3,156	Upgrade
Depreciation & Amortization	237	186	166	165	170	Upgrade
Other Amortization	-	-	-	2	5	Upgrade
Total Asset Writedown	-	-	-	6	-	Upgrade
Other Operating Activities	3,101	-13,100	4,022	-19,204	-10,766	Upgrade
Operating Cash Flow	10,032	-7,721	8,663	-15,653	-7,435	Upgrade
Capital Expenditures	-208	-184	-124	-97	-177	Upgrade
Sale of Property, Plant and Equipment	80	47	-	15	3	Upgrade
Cash Acquisitions	-	-903	-	-	-	Upgrade
Investment in Securities	477	69	-186	-221	-31	Upgrade
Other Investing Activities	653	152	659	403	-	Upgrade
Investing Cash Flow	1,002	-819	349	100	-205	Upgrade
Long-Term Debt Issued	38,070	43,074	19,346	42,894	31,105	Upgrade
Long-Term Debt Repaid	-36,581	-22,469	-20,623	-22,075	-21,895	Upgrade
Net Debt Issued (Repaid)	1,489	20,605	-1,277	20,819	9,210	Upgrade
Issuance of Common Stock	400	1,200	3,131	-	-	Upgrade
Repurchase of Common Stock	-810	-405	-695	-150	-	Upgrade
Common Dividends Paid	-3,520	-2,264	-1,965	-1,627	-2,267	Upgrade
Other Financing Activities	-10,334	-9,505	-7,543	-2,650	-875	Upgrade
Financing Cash Flow	-12,775	9,631	-8,349	16,392	6,068	Upgrade
Net Cash Flow	-1,741	1,091	663	839	-1,572	Upgrade
Free Cash Flow	9,824	-7,905	8,539	-15,750	-7,612	Upgrade
Free Cash Flow Margin	71.77%	-76.35%	95.13%	-223.78%	-116.18%	Upgrade
Free Cash Flow Per Share	26.21	-21.05	32.31	-61.59	-29.77	Upgrade
Cash Interest Paid	17,834	15,437	12,054	4,660	1,608	Upgrade
Cash Income Tax Paid	1,178	2,706	1,355	235	834	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.