SpareBank 1 Østfold Akershus (OSL:SOAG)
470.20
+5.20 (1.12%)
Apr 28, 2026, 4:25 PM CET
OSL:SOAG Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,694 | 1,635 | 1,335 | 805 | 563 | Upgrade
|
| Interest Income on Investments | 62 | 35 | 23 | 27 | 19 | Upgrade
|
| Total Interest Income | 1,756 | 1,670 | 1,358 | 832 | 582 | Upgrade
|
| Interest Paid on Deposits | 939 | 879 | 615 | 235 | 135 | Upgrade
|
| Net Interest Income | 817 | 791 | 743 | 597 | 447 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.29% | 6.46% | 24.46% | 33.56% | -0.89% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -2 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 146 | 171 | 14 | 42 | 109 | Upgrade
|
| Other Non-Interest Income | 417 | 394 | 374 | 350 | 366 | Upgrade
|
| Total Non-Interest Income | 563 | 565 | 388 | 392 | 473 | Upgrade
|
| Non-Interest Income Growth (YoY) | -0.35% | 45.62% | -1.02% | -17.13% | 20.97% | Upgrade
|
| Revenues Before Loan Losses | 1,380 | 1,356 | 1,131 | 989 | 920 | Upgrade
|
| Provision for Loan Losses | 9 | 42 | 16 | 9 | -7 | Upgrade
|
| Revenue | 1,371 | 1,314 | 1,115 | 980 | 927 | Upgrade
|
| Revenue Growth (YoY) | 4.34% | 17.85% | 13.78% | 5.72% | 12.77% | Upgrade
|
| Salaries and Employee Benefits | 337 | 305 | 278 | 235 | 222 | Upgrade
|
| Selling, General & Administrative | 26 | 25 | - | 23 | 23 | Upgrade
|
| Other Non-Interest Expense | 210 | 190 | 202 | 155 | 133 | Upgrade
|
| Total Non-Interest Expense | 573 | 520 | 480 | 413 | 378 | Upgrade
|
| EBT Excluding Unusual Items | 798 | 794 | 635 | 567 | 549 | Upgrade
|
| Pretax Income | 798 | 794 | 635 | 567 | 549 | Upgrade
|
| Income Tax Expense | 141 | 143 | 142 | 115 | 106 | Upgrade
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| Earnings From Continuing Operations | 657 | 651 | 493 | 452 | 443 | Upgrade
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| Net Income | 657 | 651 | 493 | 452 | 443 | Upgrade
|
| Preferred Dividends & Other Adjustments | 45 | 44 | 32 | 29 | 28 | Upgrade
|
| Net Income to Common | 612 | 607 | 461 | 423 | 415 | Upgrade
|
| Net Income Growth | 0.92% | 32.05% | 9.07% | 2.03% | 20.05% | Upgrade
|
| Basic Shares Outstanding | 12 | 12 | 12 | 12 | 12 | Upgrade
|
| Diluted Shares Outstanding | 12 | 12 | 12 | 12 | 12 | Upgrade
|
| Shares Change (YoY) | 0.11% | 0.13% | -0.16% | - | - | Upgrade
|
| EPS (Basic) | 49.36 | 49.01 | 37.27 | 34.14 | 33.50 | Upgrade
|
| EPS (Diluted) | 49.36 | 49.01 | 37.27 | 34.14 | 33.46 | Upgrade
|
| EPS Growth | 0.71% | 31.50% | 9.15% | 2.04% | 20.15% | Upgrade
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| Dividend Per Share | 24.500 | 20.100 | 21.500 | 17.800 | 16.200 | Upgrade
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| Dividend Growth | 21.89% | -6.51% | 20.79% | 9.88% | 362.86% | Upgrade
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| Effective Tax Rate | 17.67% | 18.01% | 22.36% | 20.28% | 19.31% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.