American Riviera Bancorp Statistics

Total Valuation

ARBV has a market cap or net worth of 151.52 million.

Market Cap	151.52M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, May 1, 2026.

Earnings Date	May 1, 2026
Ex-Dividend Date	n/a

Share Statistics

ARBV has 5.75 million shares outstanding. The number of shares has decreased by -2.18% in one year.

Current Share Class	5.75M
Shares Outstanding	5.75M
Shares Change (YoY)	-2.18%
Shares Change (QoQ)	+0.65%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	9.53%
Float	4.23M

Valuation Ratios

The trailing PE ratio is 10.66.

PE Ratio	10.66
Forward PE	n/a
PS Ratio	2.86
PB Ratio	1.15
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.43%.

Return on Equity (ROE)	11.43%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.60%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ARBV has paid 3.98 million in taxes.

Income Tax	3.98M
Effective Tax Rate	22.02%

Stock Price Statistics

The stock price has increased by +43.99% in the last 52 weeks. The beta is 0.42, so ARBV's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+43.99%
50-Day Moving Average	25.14
200-Day Moving Average	21.85
Relative Strength Index (RSI)	67.47
Average Volume (20 Days)	1,201

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.01

Income Statement

In the last 12 months, ARBV had revenue of 53.05 million and earned 14.08 million in profits. Earnings per share was 2.47.

Revenue	53.05M
Gross Profit	53.05M
Operating Income	18.05M
Pretax Income	18.05M
Net Income	14.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.47

Full Income Statement

Balance Sheet

The company has 66.68 million in cash and 26.15 million in debt, giving a net cash position of 40.53 million or 7.05 per share.

Cash & Cash Equivalents	66.68M
Total Debt	26.15M
Net Cash	40.53M
Net Cash Per Share	7.05
Equity (Book Value)	131.31M
Book Value Per Share	22.84
Working Capital	-1.20B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.03%
Pretax Margin	34.03%
Profit Margin	26.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

ARBV does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.18%
Shareholder Yield	2.18%
Earnings Yield	9.29%
FCF Yield	n/a

Stock Splits

The last stock split was on November 9, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 9, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2