CreditRiskMonitor.com Statistics

Total Valuation

CRMZ has a market cap or net worth of 24.23 million. The enterprise value is 7.44 million.

Market Cap	24.23M
Enterprise Value	7.44M

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	n/a

Share Statistics

CRMZ has 10.77 million shares outstanding. The number of shares has increased by 0.52% in one year.

Current Share Class	10.77M
Shares Outstanding	10.77M
Shares Change (YoY)	+0.52%
Shares Change (QoQ)	-0.48%
Owned by Insiders (%)	56.43%
Owned by Institutions (%)	5.67%
Float	3.97M

Valuation Ratios

The trailing PE ratio is 25.00.

PE Ratio	25.00
Forward PE	n/a
PS Ratio	1.20
PB Ratio	1.96
P/TBV Ratio	2.33
P/FCF Ratio	34.61
P/OCF Ratio	25.02
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.83, with an EV/FCF ratio of 10.64.

EV / Earnings	7.31
EV / Sales	0.37
EV / EBITDA	7.83
EV / EBIT	12.79
EV / FCF	10.64

Financial Position

The company has a current ratio of 1.64, with a Debt / Equity ratio of 0.01.

Current Ratio	1.64
Quick Ratio	1.55
Debt / Equity	0.01
Debt / EBITDA	0.09
Debt / FCF	0.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.66% and return on invested capital (ROIC) is 3.09%.

Return on Equity (ROE)	8.66%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	3.09%
Return on Capital Employed (ROCE)	4.50%
Weighted Average Cost of Capital (WACC)	5.68%
Revenue Per Employee	214,081
Profits Per Employee	10,829
Employee Count	94
Asset Turnover	0.79
Inventory Turnover	n/a

Taxes

In the past 12 months, CRMZ has paid 310,055 in taxes.

Income Tax	310,055
Effective Tax Rate	23.35%

Stock Price Statistics

The stock price has decreased by -13.56% in the last 52 weeks. The beta is 0.26, so CRMZ's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	-13.56%
50-Day Moving Average	2.38
200-Day Moving Average	2.46
Relative Strength Index (RSI)	43.39
Average Volume (20 Days)	3,195

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.13

Income Statement

In the last 12 months, CRMZ had revenue of 20.12 million and earned 1.02 million in profits. Earnings per share was 0.09.

Revenue	20.12M
Gross Profit	11.20M
Operating Income	582,031
Pretax Income	1.33M
Net Income	1.02M
EBITDA	931,997
EBIT	582,031
Earnings Per Share (EPS)	0.09

Full Income Statement

Balance Sheet

The company has 16.87 million in cash and 84,525 in debt, giving a net cash position of 16.78 million or 1.56 per share.

Cash & Cash Equivalents	16.87M
Total Debt	84,525
Net Cash	16.78M
Net Cash Per Share	1.56
Equity (Book Value)	12.35M
Book Value Per Share	1.15
Working Capital	8.49M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 968,188 and capital expenditures -268,265, giving a free cash flow of 699,923.

Operating Cash Flow	968,188
Capital Expenditures	-268,265
Depreciation & Amortization	349,966
Net Borrowing	n/a
Free Cash Flow	699,923
FCF Per Share	0.07

Full Cash Flow Statement

Margins

Gross margin is 55.66%, with operating and profit margins of 2.89% and 5.06%.

Gross Margin	55.66%
Operating Margin	2.89%
Pretax Margin	6.60%
Profit Margin	5.06%
EBITDA Margin	4.63%
EBIT Margin	2.89%
FCF Margin	3.48%

Dividends & Yields

CRMZ does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.52%
Shareholder Yield	-0.52%
Earnings Yield	4.20%
FCF Yield	2.89%

Stock Splits

The last stock split was on December 16, 2015. It was a forward split with a ratio of 1.3.

Last Split Date	Dec 16, 2015
Split Type	Forward
Split Ratio	1.3

Scores

CRMZ has an Altman Z-Score of 1.45 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.45
Piotroski F-Score	4