Citizens Bancorp (CZBC)
OTCMKTS
· Delayed Price · Currency is USD
14.66
+0.67 (4.79%)
Apr 29, 2026, 3:43 PM EST
Citizens Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 21.53 | 22.45 | 21.99 | 18.14 | 20.47 | Upgrade
|
| Interest Income on Investments | 9.33 | 13.77 | 15.6 | 11.8 | 6.8 | Upgrade
|
| Total Interest Income | 30.86 | 36.22 | 37.59 | 29.94 | 27.27 | Upgrade
|
| Interest Paid on Deposits | 3.7 | 2.91 | 1.84 | 0.42 | 0.41 | Upgrade
|
| Interest Paid on Borrowings | 0.36 | 5.4 | 5.44 | 0.05 | 0.06 | Upgrade
|
| Total Interest Expense | 4.06 | 8.3 | 7.28 | 0.46 | 0.46 | Upgrade
|
| Net Interest Income | 26.8 | 27.91 | 30.3 | 29.48 | 26.81 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.99% | -7.89% | 2.80% | 9.97% | -1.89% | Upgrade
|
| Mortgage Banking Activities | - | - | - | 0.05 | 0.25 | Upgrade
|
| Other Non-Interest Income | 2.1 | 2.02 | 2.12 | 2.44 | 2.32 | Upgrade
|
| Total Non-Interest Income | 2.59 | 2.58 | 2.68 | 3.04 | 3.1 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.54% | -3.99% | -11.69% | -1.94% | 0.39% | Upgrade
|
| Revenues Before Loan Losses | 29.39 | 30.49 | 32.99 | 32.52 | 29.9 | Upgrade
|
| Provision for Loan Losses | 0.31 | 0.48 | 0.01 | -2.55 | -4.5 | Upgrade
|
| Revenue | 29.08 | 30.01 | 32.98 | 35.07 | 34.4 | Upgrade
|
| Revenue Growth (YoY) | -3.10% | -8.99% | -5.96% | 1.92% | 46.10% | Upgrade
|
| Salaries and Employee Benefits | 18.62 | 18.19 | 17.51 | 16.03 | 14.15 | Upgrade
|
| Federal Deposit Insurance | 0.34 | 0.44 | 0.44 | 0.3 | 0.28 | Upgrade
|
| Selling, General & Administrative | 4.34 | 4 | 3.77 | 4.12 | 3.88 | Upgrade
|
| Other Non-Interest Expense | 3.11 | 3.23 | 3.33 | 2.48 | 2.45 | Upgrade
|
| Total Non-Interest Expense | 26.41 | 25.85 | 25.05 | 22.93 | 20.76 | Upgrade
|
| EBT Excluding Unusual Items | 2.67 | 4.16 | 7.93 | 12.14 | 13.64 | Upgrade
|
| Pretax Income | 2.67 | 4.16 | 7.93 | 12.14 | 13.64 | Upgrade
|
| Income Tax Expense | 0.18 | 0.79 | 1.78 | 3.04 | 3.33 | Upgrade
|
| Net Income | 2.49 | 3.37 | 6.15 | 9.1 | 10.32 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.15 | 0.2 | 0.36 | 0.52 | 0.6 | Upgrade
|
| Net Income to Common | 2.34 | 3.17 | 5.79 | 8.58 | 9.72 | Upgrade
|
| Net Income Growth | -26.24% | -45.19% | -32.39% | -11.76% | 151.46% | Upgrade
|
| Basic Shares Outstanding | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | 0.21% | -0.45% | -0.31% | 0.55% | 0.49% | Upgrade
|
| EPS (Basic) | 0.42 | 0.57 | 1.03 | 1.52 | 1.73 | Upgrade
|
| EPS (Diluted) | 0.42 | 0.57 | 1.03 | 1.52 | 1.73 | Upgrade
|
| EPS Growth | -26.40% | -44.98% | -32.26% | -12.19% | 151.12% | Upgrade
|
| Dividend Per Share | 0.200 | 0.320 | 0.350 | 0.420 | 0.550 | Upgrade
|
| Dividend Growth | -37.50% | -8.57% | -16.67% | -23.64% | 52.78% | Upgrade
|
| Effective Tax Rate | 6.89% | 18.92% | 22.39% | 25.02% | 24.40% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.