Citizens Bancorp (CZBC)
OTCMKTS
· Delayed Price · Currency is USD
13.39
+0.14 (1.04%)
Mar 9, 2026, 9:58 AM EST
Citizens Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 15.71 | 48.25 | 162.17 | 155.73 | 115.32 | 196.07 | Upgrade
|
| Investment Securities | 415.37 | 120.56 | 152.93 | 192.04 | 206.39 | 110.72 | Upgrade
|
| Mortgage-Backed Securities | - | 205.56 | 241.38 | 271.6 | 345.66 | 203.21 | Upgrade
|
| Total Investments | 415.37 | 326.13 | 394.31 | 463.64 | 552.05 | 313.93 | Upgrade
|
| Gross Loans | 362.51 | 376.7 | 407.38 | 380.05 | 362.66 | 442.7 | Upgrade
|
| Allowance for Loan Losses | -6.09 | -5.91 | -5.61 | -5.63 | -8.05 | -12.49 | Upgrade
|
| Other Adjustments to Gross Loans | - | -0.71 | -0.97 | -1.36 | -1.49 | -2.12 | Upgrade
|
| Net Loans | 356.42 | 370.08 | 400.8 | 373.06 | 353.12 | 428.09 | Upgrade
|
| Property, Plant & Equipment | 13.75 | 14.11 | 14.02 | 13.41 | 12.99 | 13.24 | Upgrade
|
| Loans Held for Sale | - | - | - | - | - | 1 | Upgrade
|
| Accrued Interest Receivable | 4.27 | 3.92 | 4.36 | 3.84 | 3.77 | 3.61 | Upgrade
|
| Long-Term Deferred Tax Assets | 13.55 | 18.39 | 18.62 | 19.95 | 4.29 | 2.52 | Upgrade
|
| Other Real Estate Owned & Foreclosed | - | - | - | - | 0.73 | 0.75 | Upgrade
|
| Other Long-Term Assets | 27.12 | 26.62 | 25.43 | 24.25 | 23.82 | 23.45 | Upgrade
|
| Total Assets | 846.18 | 807.49 | 1,020 | 1,055 | 1,067 | 983.61 | Upgrade
|
| Interest Bearing Deposits | 715.84 | 334.94 | 374.84 | 499.4 | 465.23 | 448.33 | Upgrade
|
| Institutional Deposits | - | 1.36 | 2.66 | 2.97 | 2.68 | 2.69 | Upgrade
|
| Non-Interest Bearing Deposits | - | 370.69 | 374.81 | 453.36 | 448.54 | 382.33 | Upgrade
|
| Total Deposits | 715.84 | 706.98 | 752.31 | 955.73 | 916.45 | 833.35 | Upgrade
|
| Short-Term Borrowings | 33.01 | 14.49 | 18.68 | 28.48 | 43.93 | 42.56 | Upgrade
|
| Current Portion of Leases | - | 0.24 | - | - | - | - | Upgrade
|
| Other Current Liabilities | - | 1.9 | 2.07 | 2.52 | 3.28 | 2.15 | Upgrade
|
| Long-Term Debt | - | - | 160 | - | - | - | Upgrade
|
| Long-Term Leases | - | 0.84 | 0.9 | 1.05 | 0.6 | 0.71 | Upgrade
|
| Pension & Post-Retirement Benefits | - | 7.21 | 6.8 | 6.3 | 5.67 | 5.16 | Upgrade
|
| Other Long-Term Liabilities | 10.93 | 2.35 | 7.63 | 2.42 | 1.82 | 2.8 | Upgrade
|
| Total Liabilities | 759.78 | 734.01 | 948.39 | 996.5 | 971.74 | 886.73 | Upgrade
|
| Preferred Stock, Non-Redeemable | 1.93 | 1.93 | 1.93 | 1.93 | 1.93 | 2 | Upgrade
|
| Total Preferred Equity | 1.93 | 1.93 | 1.93 | 1.93 | 1.93 | 2 | Upgrade
|
| Common Stock | 45.54 | 45.2 | 44.85 | 45.34 | 44.78 | 44.32 | Upgrade
|
| Retained Earnings | 65.13 | 63.65 | 62.25 | 58.44 | 51.86 | 44.93 | Upgrade
|
| Comprehensive Income & Other | -26.2 | -37.3 | -37.69 | -47.06 | -3.05 | 5.64 | Upgrade
|
| Total Common Equity | 84.47 | 71.55 | 69.41 | 56.72 | 93.59 | 94.88 | Upgrade
|
| Shareholders' Equity | 86.4 | 73.49 | 71.34 | 58.66 | 95.52 | 96.88 | Upgrade
|
| Total Liabilities & Equity | 846.18 | 807.49 | 1,020 | 1,055 | 1,067 | 983.61 | Upgrade
|
| Total Debt | 33.01 | 15.57 | 179.57 | 29.53 | 44.53 | 43.28 | Upgrade
|
| Net Cash (Debt) | 76.58 | 32.69 | -17.4 | 126.2 | 70.79 | 152.8 | Upgrade
|
| Net Cash Growth | 188.41% | - | - | 78.27% | -53.67% | 645.12% | Upgrade
|
| Net Cash Per Share | 13.65 | 5.82 | -3.09 | 22.32 | 12.59 | 27.30 | Upgrade
|
| Filing Date Shares Outstanding | 5.67 | 5.59 | 5.57 | 5.66 | 5.62 | 5.6 | Upgrade
|
| Total Common Shares Outstanding | 5.67 | 5.59 | 5.57 | 5.66 | 5.62 | 5.6 | Upgrade
|
| Book Value Per Share | 14.89 | 12.80 | 12.45 | 10.03 | 16.64 | 16.95 | Upgrade
|
| Tangible Book Value | 84.47 | 71.55 | 69.41 | 56.72 | 93.59 | 94.88 | Upgrade
|
| Tangible Book Value Per Share | 14.89 | 12.80 | 12.45 | 10.03 | 16.64 | 16.95 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.