Citizens Bancorp (CZBC)
OTCMKTS
· Delayed Price · Currency is USD
13.39
+0.14 (1.04%)
Mar 9, 2026, 9:58 AM EST
Citizens Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | - | 3.37 | 6.15 | 9.1 | 10.32 | 4.1 | Upgrade
|
| Depreciation & Amortization | - | 0.62 | 0.52 | 0.52 | 0.59 | 0.56 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -0.12 | 0.02 | 0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 3.66 | 4.07 | 5.25 | 4.67 | 1.63 | Upgrade
|
| Provision for Credit Losses | - | 0.48 | 0.01 | -2.53 | -4.5 | 6.86 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | - | 0 | 1.47 | 0.06 | Upgrade
|
| Accrued Interest Receivable | - | 0.45 | -0.53 | -0.07 | -0.15 | -0.12 | Upgrade
|
| Other Operating Activities | - | -5.71 | 2.98 | 1.41 | 0.6 | -1.01 | Upgrade
|
| Operating Cash Flow | - | 2.86 | 13.2 | 13.56 | 12.55 | 11.53 | Upgrade
|
| Operating Cash Flow Growth | - | -78.32% | -2.68% | 8.10% | 8.81% | 8.15% | Upgrade
|
| Capital Expenditures | - | -0.71 | -1.44 | -0.49 | -0.46 | -0.47 | Upgrade
|
| Investment in Securities | - | 65.02 | 78.04 | 22.87 | -254.69 | -24.29 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | 30.2 | -27.7 | -17.39 | 79.47 | -25.82 | Upgrade
|
| Other Investing Activities | - | 0.02 | 0.65 | -0.1 | -0.23 | -1.52 | Upgrade
|
| Investing Cash Flow | - | 94.54 | 49.56 | 5.74 | -175.91 | -52.09 | Upgrade
|
| Long-Term Debt Issued | - | 100 | 201.14 | 0.35 | 1.37 | 11.72 | Upgrade
|
| Long-Term Debt Repaid | - | -264.19 | -50.94 | -15.8 | - | - | Upgrade
|
| Net Debt Issued (Repaid) | - | -164.19 | 150.2 | -15.45 | 1.37 | 11.72 | Upgrade
|
| Repurchase of Common Stock | - | -0.38 | -1.18 | - | -0.27 | - | Upgrade
|
| Preferred Share Repurchases | - | - | - | - | -0.17 | -0.55 | Upgrade
|
| Common Dividends Paid | - | -1.42 | -2.14 | -2.72 | -1.42 | -2.27 | Upgrade
|
| Total Dividends Paid | - | -1.42 | -2.14 | -2.72 | -1.42 | -2.27 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | -45.33 | -203.2 | 39.28 | 83.1 | 175.59 | Upgrade
|
| Financing Cash Flow | - | -211.32 | -56.33 | 21.11 | 82.61 | 184.49 | Upgrade
|
| Net Cash Flow | - | -113.92 | 6.44 | 40.42 | -80.75 | 143.92 | Upgrade
|
| Free Cash Flow | - | 2.15 | 11.76 | 13.07 | 12.09 | 11.06 | Upgrade
|
| Free Cash Flow Growth | - | -81.70% | -10.01% | 8.17% | 9.25% | 16.39% | Upgrade
|
| Free Cash Flow Margin | - | 7.17% | 35.67% | 37.28% | 35.13% | 46.98% | Upgrade
|
| Free Cash Flow Per Share | - | 0.38 | 2.09 | 2.31 | 2.15 | 1.98 | Upgrade
|
| Cash Interest Paid | - | 13.39 | 2.2 | 0.47 | 0.46 | 0.54 | Upgrade
|
| Cash Income Tax Paid | - | 0.39 | 1.2 | 1.78 | 1.94 | 1.82 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.