Citizens Bancorp of Virginia, Inc. (CZBT)
OTCMKTS
· Delayed Price · Currency is USD
37.46
-0.01 (-0.03%)
Mar 6, 2026, 4:00 PM EST
CZBT Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 18.77 | 16.99 | 14.16 | 12.06 | 13.29 | Upgrade
|
| Interest Income on Investments | 8.56 | 7.85 | 8.81 | 6.13 | 1.96 | Upgrade
|
| Total Interest Income | 27.33 | 24.84 | 22.97 | 18.19 | 15.26 | Upgrade
|
| Interest Paid on Deposits | 4.6 | 4.19 | 2.62 | 0.99 | 1.2 | Upgrade
|
| Interest Paid on Borrowings | 0.07 | 0.06 | 0.01 | 0.01 | 0.03 | Upgrade
|
| Total Interest Expense | 4.67 | 4.25 | 2.63 | 1 | 1.23 | Upgrade
|
| Net Interest Income | 22.66 | 20.59 | 20.34 | 17.19 | 14.03 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.05% | 1.22% | 18.35% | 22.55% | 0.96% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -0.01 | 0 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0.01 | 0.05 | 0.72 | -0 | Upgrade
|
| Other Non-Interest Income | 2.2 | 1.94 | 2.2 | 2.24 | 2.26 | Upgrade
|
| Total Non-Interest Income | 2.9 | 2.69 | 2.94 | 3.8 | 3.28 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.99% | -8.50% | -22.75% | 16.17% | 14.61% | Upgrade
|
| Revenues Before Loan Losses | 25.57 | 23.28 | 23.28 | 20.99 | 17.3 | Upgrade
|
| Provision for Loan Losses | 0.29 | 0.36 | 0.21 | -0.52 | -0.27 | Upgrade
|
| Revenue | 25.28 | 22.92 | 23.07 | 21.51 | 17.57 | Upgrade
|
| Revenue Growth (YoY) | 10.31% | -0.67% | 7.24% | 22.47% | 7.43% | Upgrade
|
| Salaries and Employee Benefits | 7.92 | 7.56 | 7.93 | 7.72 | 6.62 | Upgrade
|
| Occupancy Expenses | 0.9 | - | - | - | - | Upgrade
|
| Federal Deposit Insurance | 0.24 | 0.25 | 0.26 | 0.16 | 0.13 | Upgrade
|
| Selling, General & Administrative | 0.44 | 1.84 | 1.75 | 1.69 | 1.73 | Upgrade
|
| Other Non-Interest Expense | 3.69 | 2.67 | 2.74 | 2.34 | 2.32 | Upgrade
|
| Total Non-Interest Expense | 13.38 | 12.27 | 12.59 | 11.35 | 10.61 | Upgrade
|
| EBT Excluding Unusual Items | 11.9 | 10.65 | 10.48 | 10.16 | 6.96 | Upgrade
|
| Pretax Income | 11.9 | 10.65 | 10.48 | 10.16 | 6.96 | Upgrade
|
| Income Tax Expense | 2.27 | 2.08 | 1.99 | 2 | 1.33 | Upgrade
|
| Net Income | 9.63 | 8.56 | 8.5 | 8.16 | 5.63 | Upgrade
|
| Net Income to Common | 9.63 | 8.56 | 8.5 | 8.16 | 5.63 | Upgrade
|
| Net Income Growth | 12.48% | 0.79% | 4.09% | 45.05% | 12.09% | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | -0.41% | -0.37% | -0.18% | -0.36% | -0.89% | Upgrade
|
| EPS (Basic) | 4.57 | 4.05 | 4.00 | 3.83 | 2.63 | Upgrade
|
| EPS (Diluted) | 4.57 | 4.05 | 4.00 | 3.83 | 2.63 | Upgrade
|
| EPS Growth | 12.95% | 1.17% | 4.29% | 45.58% | 13.09% | Upgrade
|
| Dividend Per Share | 1.140 | 1.100 | 1.070 | 1.020 | 0.990 | Upgrade
|
| Dividend Growth | 3.64% | 2.80% | 4.90% | 3.03% | 3.13% | Upgrade
|
| Effective Tax Rate | 19.05% | 19.58% | 18.95% | 19.70% | 19.14% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.