Citizens Bancorp of Virginia, Inc. (CZBT)
OTCMKTS · Delayed Price · Currency is USD
39.00
+1.00 (2.63%)
Apr 28, 2026, 10:09 AM EST

CZBT Statistics

Total Valuation

CZBT has a market cap or net worth of 82.05 million.

Market Cap 82.05M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date Apr 30, 2026
Ex-Dividend Date Apr 1, 2026

Share Statistics

CZBT has 2.10 million shares outstanding. The number of shares has decreased by -0.46% in one year.

Current Share Class 2.10M
Shares Outstanding 2.10M
Shares Change (YoY) -0.46%
Shares Change (QoQ) -0.14%
Owned by Insiders (%) n/a
Owned by Institutions (%) 1.20%
Float n/a

Valuation Ratios

The trailing PE ratio is 8.31.

PE Ratio 8.31
Forward PE n/a
PS Ratio 3.18
PB Ratio 1.01
P/TBV Ratio 1.01
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.00%.

Return on Equity (ROE) 13.00%
Return on Assets (ROA) 1.72%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.12%
Revenue Per Employee 239,262
Profits Per Employee 91,385
Employee Count 108
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZBT has paid 2.33 million in taxes.

Income Tax 2.33M
Effective Tax Rate 19.11%

Stock Price Statistics

The stock price has increased by +40.33% in the last 52 weeks. The beta is 0.03, so CZBT's price volatility has been lower than the market average.

Beta (5Y) 0.03
52-Week Price Change +40.33%
50-Day Moving Average 35.69
200-Day Moving Average 30.66
Relative Strength Index (RSI) 55.98
Average Volume (20 Days) 1,250

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CZBT had revenue of 25.84 million and earned 9.87 million in profits. Earnings per share was 4.69.

Revenue 25.84M
Gross Profit 25.84M
Operating Income 12.65M
Pretax Income 12.20M
Net Income 9.87M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 4.69
Full Income Statement

Balance Sheet

The company has 62.16 million in cash and 5.42 million in debt, giving a net cash position of 56.73 million or 26.97 per share.

Cash & Cash Equivalents 62.16M
Total Debt 5.42M
Net Cash 56.73M
Net Cash Per Share 26.97
Equity (Book Value) 81.00M
Book Value Per Share 38.50
Working Capital -157.14M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 48.96%
Pretax Margin 47.22%
Profit Margin 38.19%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.16, which amounts to a dividend yield of 2.97%.

Dividend Per Share 1.16
Dividend Yield 2.97%
Dividend Growth (YoY) 4.50%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield 0.46%
Shareholder Yield 3.44%
Earnings Yield 12.03%
FCF Yield n/a
Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2