Citizens National Corporation (CZNL)
OTCMKTS
· Delayed Price · Currency is USD
77.00
0.00 (0.00%)
At close: Apr 28, 2026
Citizens National Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 19.29 | 18.82 | 15.34 | 14.12 | 16.69 | Upgrade
|
| Interest Income on Investments | 9.75 | 8.68 | 9.93 | 8.01 | 3.9 | Upgrade
|
| Total Interest Income | 29.04 | 27.5 | 25.27 | 22.13 | 20.59 | Upgrade
|
| Interest Paid on Deposits | 8.1 | 8.09 | 5.43 | 1.82 | 1.88 | Upgrade
|
| Interest Paid on Borrowings | 0.75 | 1.14 | 1.16 | 0.67 | 0.5 | Upgrade
|
| Total Interest Expense | 8.84 | 9.23 | 6.6 | 2.49 | 2.38 | Upgrade
|
| Net Interest Income | 20.19 | 18.27 | 18.67 | 19.64 | 18.21 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.51% | -2.16% | -4.90% | 7.80% | 0.94% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.03 | 0.12 | -0.01 | -0.04 | 0.09 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0 | - | - | 0.01 | Upgrade
|
| Other Non-Interest Income | 0.67 | 0.77 | 0.72 | 0.7 | 1.2 | Upgrade
|
| Total Non-Interest Income | 4.47 | 4.94 | 5.01 | 4.84 | 5.4 | Upgrade
|
| Non-Interest Income Growth (YoY) | -9.42% | -1.56% | 3.64% | -10.39% | 21.19% | Upgrade
|
| Revenues Before Loan Losses | 24.66 | 23.21 | 23.69 | 24.47 | 23.61 | Upgrade
|
| Provision for Loan Losses | 0.04 | 0.08 | 0.37 | - | - | Upgrade
|
| Revenue | 24.63 | 23.12 | 23.32 | 24.47 | 23.61 | Upgrade
|
| Revenue Growth (YoY) | 6.49% | -0.84% | -4.71% | 3.64% | 6.59% | Upgrade
|
| Salaries and Employee Benefits | 8.71 | 8.92 | 8.59 | 8.47 | 8.4 | Upgrade
|
| Occupancy Expenses | 2.42 | 2.29 | 2.29 | 2.34 | 2.27 | Upgrade
|
| Federal Deposit Insurance | 0.3 | 0.29 | 0.31 | 0.2 | 0.21 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | 0.06 | 0.15 | 0.15 | Upgrade
|
| Selling, General & Administrative | 2.33 | 2.29 | 2.32 | 2.19 | 2.16 | Upgrade
|
| Other Non-Interest Expense | 4.01 | 3.86 | 3.9 | 4.09 | 4.22 | Upgrade
|
| Total Non-Interest Expense | 17.78 | 17.65 | 17.46 | 17.45 | 17.41 | Upgrade
|
| EBT Excluding Unusual Items | 6.85 | 5.47 | 5.86 | 7.03 | 6.2 | Upgrade
|
| Pretax Income | 6.85 | 5.47 | 5.86 | 7.03 | 6.2 | Upgrade
|
| Income Tax Expense | 1.14 | 0.79 | 0.83 | 0.96 | 0.85 | Upgrade
|
| Net Income | 5.71 | 4.68 | 5.03 | 6.06 | 5.36 | Upgrade
|
| Net Income to Common | 5.71 | 4.68 | 5.03 | 6.06 | 5.36 | Upgrade
|
| Net Income Growth | 21.89% | -6.86% | -17.04% | 13.14% | 14.17% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | -0.91% | -0.30% | -0.50% | -0.20% | -0.80% | Upgrade
|
| EPS (Basic) | 5.84 | 4.75 | 5.08 | 6.10 | 5.38 | Upgrade
|
| EPS (Diluted) | 5.84 | 4.75 | 5.08 | 6.10 | 5.38 | Upgrade
|
| EPS Growth | 23.01% | -6.58% | -16.62% | 13.37% | 15.09% | Upgrade
|
| Dividend Per Share | 1.000 | 0.980 | 0.960 | 0.940 | 0.900 | Upgrade
|
| Dividend Growth | 2.04% | 2.08% | 2.13% | 4.44% | 2.27% | Upgrade
|
| Effective Tax Rate | 16.66% | 14.40% | 14.14% | 13.72% | 13.63% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.