Endeavor Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2018
Net Income	-	5.86	3.18	3.87	5.58	5.02	Upgrade
Depreciation & Amortization	-	0.55	0.55	0.5	0.38	0.4	Upgrade
Other Amortization	-	0.1	0.09	0.05	-	-	Upgrade
Provision for Credit Losses	-	2.19	1.88	1.05	1.7	0.99	Upgrade
Other Operating Activities	-	1.68	-0.11	-0.88	-4.78	-0.25	Upgrade
Operating Cash Flow	-	10.63	5.79	4.97	3.15	7.12	Upgrade
Operating Cash Flow Growth	-	83.43%	16.62%	57.87%	-55.83%	48.84%	Upgrade
Capital Expenditures	-	-0.04	-0.07	-0.29	-0.03	-0.04	Upgrade
Investment in Securities	-	-3.68	-17.15	-1.25	0.73	-5.39	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-72.04	-135.54	-56.59	-47.21	-49.4	Upgrade
Other Investing Activities	-	-6.76	-0.24	-0.34	-0.39	-0.59	Upgrade
Investing Cash Flow	-	-82.52	-153	-58.47	-46.9	-55.42	Upgrade
Long-Term Debt Issued	-	-	12.5	-	15	132.87	Upgrade
Long-Term Debt Repaid	-	-	-2.01	-0.25	-52.18	-193.55	Upgrade
Net Debt Issued (Repaid)	-	-	10.49	-0.25	-37.18	-60.67	Upgrade
Issuance of Common Stock	-	0.33	-	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	81.5	93.66	84.64	83.57	92.87	Upgrade
Financing Cash Flow	-	81.82	104.15	84.39	46.39	32.2	Upgrade
Net Cash Flow	-	9.93	-43.06	30.89	2.64	-16.09	Upgrade
Free Cash Flow	-	10.59	5.72	4.68	3.11	7.08	Upgrade
Free Cash Flow Growth	-	84.97%	22.41%	50.22%	-56.05%	49.74%	Upgrade
Free Cash Flow Margin	-	36.06%	26.18%	24.01%	20.07%	43.83%	Upgrade
Free Cash Flow Per Share	-	2.90	1.65	1.31	0.87	2.03	Upgrade
Cash Interest Paid	-	16.81	15.93	10.75	2.27	0.67	Upgrade
Cash Income Tax Paid	-	3.44	1.33	2.02	1.71	2.19	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.