Embassy Bancorp, Inc. (EMYB)
OTCMKTS · Delayed Price · Currency is USD
19.92
0.00 (0.00%)
Apr 28, 2026, 9:30 AM EST

Embassy Bancorp Balance Sheet

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Cash & Equivalents
112.8696.5278.9267.3169.69
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Investment Securities
153.94105.1977.73107.9489.96
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Mortgage-Backed Securities
187.99175.64198.34209.05220.3
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Total Investments
341.93280.83276.06316.99310.26
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Gross Loans
1,2911,2681,2541,2091,117
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Allowance for Loan Losses
-12.04-12.17-12.46-12.45-11.48
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Net Loans
1,2791,2561,2421,1961,105
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Property, Plant & Equipment
7.389.3210.2311.0412.69
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Accrued Interest Receivable
4.283.63.32.932.6
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Long-Term Deferred Tax Assets
13.5616.8214.9316.823.2
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Other Long-Term Assets
41.3741.0731.4728.7129.62
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Total Assets
1,8011,7041,6561,6401,633
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Interest Bearing Deposits
1,0991,0341,0091,0561,089
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Institutional Deposits
184.38167.62138.7782.9254.74
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Non-Interest Bearing Deposits
357.22351.37328.67381.81323.51
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Total Deposits
1,6401,5531,4761,5211,467
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Short-Term Borrowings
9.8820.5250.2413.3811.25
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Current Portion of Long-Term Debt
----14.65
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Current Portion of Leases
1.92----
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Accrued Interest Payable
7.27.817.840.990.65
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Long-Term Leases
2.6166.67.38.9
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Pension & Post-Retirement Benefits
8.48.17.87.36.7
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Other Long-Term Liabilities
2.752.552.131.871.5
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Total Liabilities
1,6731,5981,5511,5521,511
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Common Stock
7.827.797.767.747.69
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Additional Paid-In Capital
29.2228.828.2527.6326.96
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Retained Earnings
133.29123.26116.02106.5591.49
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Treasury Stock
-4.66-2.74-2.67-2.54-2.44
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Comprehensive Income & Other
-38.1-50.64-43.7-51.11-1.19
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Shareholders' Equity
127.58106.48105.6688.28122.52
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Total Liabilities & Equity
1,8011,7041,6561,6401,633
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Total Debt
14.426.5256.8420.6834.8
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Net Cash (Debt)
98.467022.0946.61134.89
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Net Cash Growth
40.65%216.95%-52.62%-65.44%209.02%
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Net Cash Per Share
12.909.192.916.1617.85
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Filing Date Shares Outstanding
7.567.647.627.67.55
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Total Common Shares Outstanding
7.557.637.67.597.54
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Book Value Per Share
16.9013.9613.9111.6416.24
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Tangible Book Value
127.58106.48105.6688.28122.52
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Tangible Book Value Per Share
16.9013.9613.9111.6416.24
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Source: S&P Capital IQ. Banks template. Financial Sources.