F & M Bank Corp. (FMBM)
OTCMKTS
· Delayed Price · Currency is USD
31.48
+0.03 (0.10%)
Apr 29, 2026, 1:50 PM EST
F & M Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 55.93 | 54.88 | 48.05 | 34.37 | 32.56 | Upgrade
|
| Interest Income on Investments | 11.82 | 9.61 | 8.37 | 7.77 | 3.02 | Upgrade
|
| Total Interest Income | 67.75 | 64.48 | 56.41 | 42.14 | 35.58 | Upgrade
|
| Interest Paid on Deposits | 25.62 | 28.23 | 21.22 | 5.74 | 3.34 | Upgrade
|
| Interest Paid on Borrowings | 0.6 | 2.33 | 3.49 | 1.51 | 0.97 | Upgrade
|
| Total Interest Expense | 26.22 | 30.55 | 24.71 | 7.25 | 4.3 | Upgrade
|
| Net Interest Income | 41.53 | 33.93 | 31.71 | 34.89 | 31.27 | Upgrade
|
| Net Interest Income Growth (YoY) | 22.38% | 7.02% | -9.14% | 11.58% | 0.68% | Upgrade
|
| Trust Income | 2.24 | 2.18 | 1.72 | - | - | Upgrade
|
| Mortgage Banking Activities | 1.94 | 2.49 | 1.97 | 3.02 | 4.65 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.69 | -0.79 | -0.59 | 0.12 | -1.39 | Upgrade
|
| Other Non-Interest Income | 6.39 | 5.69 | 5.98 | 7.09 | 6.91 | Upgrade
|
| Total Non-Interest Income | 11.17 | 10.77 | 10.12 | 11.29 | 11.31 | Upgrade
|
| Non-Interest Income Growth (YoY) | 3.76% | 6.42% | -10.41% | -0.12% | -7.40% | Upgrade
|
| Revenues Before Loan Losses | 52.7 | 44.7 | 41.82 | 46.19 | 42.58 | Upgrade
|
| Provision for Loan Losses | 2.7 | 2.34 | 1.03 | 0.87 | -2.82 | Upgrade
|
| Revenue | 50 | 42.36 | 40.8 | 45.32 | 45.4 | Upgrade
|
| Revenue Growth (YoY) | 18.04% | 3.82% | -9.98% | -0.18% | 13.58% | Upgrade
|
| Salaries and Employee Benefits | 18.56 | 17.88 | 22.5 | 21.07 | 17.93 | Upgrade
|
| Federal Deposit Insurance | 0.94 | 1.04 | 0.79 | 0.56 | 0.41 | Upgrade
|
| Selling, General & Administrative | 9.95 | 8.79 | 9.28 | 9.37 | 8 | Upgrade
|
| Other Non-Interest Expense | 7.57 | 6.72 | 6.2 | 5.46 | 6.83 | Upgrade
|
| Total Non-Interest Expense | 37.02 | 34.43 | 38.77 | 36.52 | 33.17 | Upgrade
|
| EBT Excluding Unusual Items | 12.98 | 7.92 | 2.03 | 8.8 | 12.23 | Upgrade
|
| Asset Writedown | - | - | - | - | -0.17 | Upgrade
|
| Pretax Income | 12.98 | 7.92 | 2.03 | 8.8 | 12.06 | Upgrade
|
| Income Tax Expense | 1.75 | 0.64 | -0.75 | 0.48 | 1.32 | Upgrade
|
| Earnings From Continuing Operations | 11.23 | 7.29 | 2.77 | 8.32 | 10.74 | Upgrade
|
| Net Income | 11.23 | 7.29 | 2.77 | 8.32 | 10.74 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | 0.2 | Upgrade
|
| Net Income to Common | 11.23 | 7.29 | 2.77 | 8.32 | 10.54 | Upgrade
|
| Net Income Growth | 54.14% | 162.90% | -66.69% | -22.54% | 22.19% | Upgrade
|
| Basic Shares Outstanding | 4 | 4 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 4 | 4 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | 1.15% | 1.04% | 0.78% | 0.21% | 0.39% | Upgrade
|
| EPS (Basic) | 3.16 | 2.07 | 0.80 | 2.41 | 3.25 | Upgrade
|
| EPS (Diluted) | 3.16 | 2.07 | 0.80 | 2.41 | 3.12 | Upgrade
|
| EPS Growth | 52.39% | 160.20% | -66.94% | -22.70% | 21.71% | Upgrade
|
| Dividend Per Share | 1.040 | 1.040 | 1.040 | 1.040 | 1.040 | Upgrade
|
| Effective Tax Rate | 13.47% | 8.05% | - | 5.46% | 10.97% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.