Farmers and Merchants Bancshares, Inc. (FMFG)
OTCMKTS · Delayed Price · Currency is USD
17.97
-0.03 (-0.17%)
Apr 29, 2026, 12:16 PM EST

FMFG Statistics

Total Valuation

FMFG has a market cap or net worth of 58.24 million.

Market Cap 58.24M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date Jan 30, 2026
Ex-Dividend Date Dec 5, 2025

Share Statistics

FMFG has 3.24 million shares outstanding. The number of shares has increased by 2.18% in one year.

Current Share Class 3.24M
Shares Outstanding 3.24M
Shares Change (YoY) +2.18%
Shares Change (QoQ) +1.78%
Owned by Insiders (%) 17.19%
Owned by Institutions (%) 2.13%
Float 2.68M

Valuation Ratios

The trailing PE ratio is 9.01.

PE Ratio 9.01
Forward PE n/a
PS Ratio 2.17
PB Ratio 0.88
P/TBV Ratio 0.99
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.31%.

Return on Equity (ROE) 10.31%
Return on Assets (ROA) 0.76%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.35%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count 100
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMFG has paid 1.93 million in taxes.

Income Tax 1.93M
Effective Tax Rate 23.07%

Stock Price Statistics

The stock price has increased by +12.50% in the last 52 weeks. The beta is -0.20, so FMFG's price volatility has been lower than the market average.

Beta (5Y) -0.20
52-Week Price Change +12.50%
50-Day Moving Average 17.70
200-Day Moving Average 16.26
Relative Strength Index (RSI) 51.93
Average Volume (20 Days) 1,009

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FMFG had revenue of 26.84 million and earned 6.43 million in profits. Earnings per share was 2.00.

Revenue 26.84M
Gross Profit 26.84M
Operating Income 9.00M
Pretax Income 8.35M
Net Income 6.43M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.00
Full Income Statement

Balance Sheet

The company has 48.83 million in cash and 78.20 million in debt, giving a net cash position of -29.37 million or -9.08 per share.

Cash & Cash Equivalents 48.83M
Total Debt 78.20M
Net Cash -29.37M
Net Cash Per Share -9.08
Equity (Book Value) 66.10M
Book Value Per Share 20.43
Working Capital -662.19M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 33.52%
Pretax Margin 31.12%
Profit Margin 23.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 3.78%.

Dividend Per Share 0.68
Dividend Yield 3.78%
Dividend Growth (YoY) 1.49%
Years of Dividend Growth 16
Payout Ratio n/a
Buyback Yield -2.18%
Shareholder Yield 1.60%
Earnings Yield 11.03%
FCF Yield n/a
Dividend Details

Stock Splits

The last stock split was on November 1, 2019. It was a forward split with a ratio of 1.75.

Last Split Date Nov 1, 2019
Split Type Forward
Split Ratio 1.75

Scores

Altman Z-Score n/a
Piotroski F-Score 2