First Reliance Bancshares, Inc. (FSRL)
OTCMKTS
· Delayed Price · Currency is USD
15.11
+0.45 (3.07%)
Apr 29, 2026, 2:12 PM EST
First Reliance Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 46.55 | 46.31 | 42.81 | 36.17 | 28.56 | 25.29 | Upgrade
|
| Interest Income on Investments | 10.58 | 10.47 | 9.68 | 8.85 | 4.64 | 1.44 | Upgrade
|
| Total Interest Income | 57.13 | 56.78 | 52.49 | 45.02 | 33.21 | 26.72 | Upgrade
|
| Interest Paid on Deposits | 17.38 | 17.92 | 18.41 | 12.55 | 1.96 | 1.03 | Upgrade
|
| Interest Paid on Borrowings | 2.05 | 1.91 | 2.69 | 2.87 | 1.2 | 0.98 | Upgrade
|
| Total Interest Expense | 19.43 | 19.83 | 21.11 | 15.42 | 3.16 | 2.02 | Upgrade
|
| Net Interest Income | 37.7 | 36.95 | 31.38 | 29.6 | 30.04 | 24.71 | Upgrade
|
| Net Interest Income Growth (YoY) | 14.47% | 17.73% | 6.00% | -1.46% | 21.60% | 1.87% | Upgrade
|
| Mortgage Banking Activities | 6.67 | 5.92 | 4.8 | 3.82 | 3.73 | 9.53 | Upgrade
|
| Gain (Loss) on Sale of Assets | 2.76 | 2.5 | -0.82 | 0.03 | 0.71 | 0.07 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.3 | -0.48 | -0.31 | -1.53 | - | 0.08 | Upgrade
|
| Other Non-Interest Income | 3.22 | 3.21 | 3.23 | 3.22 | 3.15 | 2.97 | Upgrade
|
| Total Non-Interest Income | 13.97 | 12.72 | 8.2 | 6.92 | 8.98 | 14.2 | Upgrade
|
| Non-Interest Income Growth (YoY) | 75.32% | 55.19% | 18.49% | -22.95% | -36.77% | -36.87% | Upgrade
|
| Revenues Before Loan Losses | 51.68 | 49.67 | 39.58 | 36.52 | 39.02 | 38.91 | Upgrade
|
| Provision for Loan Losses | 0.43 | 0.96 | 0.32 | 0.37 | 0.48 | 0.3 | Upgrade
|
| Revenue | 51.25 | 48.71 | 39.26 | 36.15 | 38.54 | 38.61 | Upgrade
|
| Revenue Growth (YoY) | 27.84% | 24.07% | 8.59% | -6.19% | -0.17% | -11.94% | Upgrade
|
| Salaries and Employee Benefits | 21.95 | 21.79 | 18.36 | 16.3 | 18.46 | 20.18 | Upgrade
|
| Occupancy Expenses | 3.03 | 3.02 | 2.43 | 2.46 | 2.56 | 2.2 | Upgrade
|
| Selling, General & Administrative | 5.74 | 5.78 | 7.41 | 7.66 | 6.34 | 6.47 | Upgrade
|
| Other Non-Interest Expense | 4.02 | 4.13 | 3.4 | 3.92 | 3.61 | 3.35 | Upgrade
|
| Total Non-Interest Expense | 34.74 | 34.72 | 31.6 | 30.34 | 30.97 | 32.2 | Upgrade
|
| EBT Excluding Unusual Items | 16.51 | 13.99 | 7.66 | 5.81 | 7.57 | 6.41 | Upgrade
|
| Other Unusual Items | -0.14 | - | - | - | - | - | Upgrade
|
| Pretax Income | 16.37 | 13.99 | 7.66 | 5.81 | 7.57 | 6.41 | Upgrade
|
| Income Tax Expense | 3.64 | 3.08 | 1.74 | 1.21 | 1.64 | 1.13 | Upgrade
|
| Net Income | 12.73 | 10.91 | 5.92 | 4.6 | 5.93 | 5.28 | Upgrade
|
| Net Income to Common | 12.73 | 10.91 | 5.92 | 4.6 | 5.93 | 5.28 | Upgrade
|
| Net Income Growth | 102.12% | 84.14% | 28.66% | -22.38% | 12.40% | -50.30% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | -0.02% | 0.41% | 1.59% | 0.45% | -0.18% | 1.30% | Upgrade
|
| EPS (Basic) | 1.62 | 1.39 | 0.75 | 0.59 | 0.76 | 0.68 | Upgrade
|
| EPS (Diluted) | 1.53 | 1.31 | 0.71 | 0.56 | 0.73 | 0.65 | Upgrade
|
| EPS Growth | 104.09% | 84.51% | 26.79% | -23.29% | 12.31% | -50.76% | Upgrade
|
| Effective Tax Rate | 22.23% | 22.03% | 22.68% | 20.82% | 21.66% | 17.65% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.