Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 19.09 million.
| Market Cap | 19.09M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
GOVB has 1.06 million shares outstanding. The number of shares has decreased by -2.39% in one year.
| Current Share Class | 1.06M |
| Shares Outstanding | 1.06M |
| Shares Change (YoY) | -2.39% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 12.62% |
| Owned by Institutions (%) | 12.85% |
| Float | 755,376 |
Valuation Ratios
The trailing PE ratio is 19.21.
| PE Ratio | 19.21 |
| Forward PE | n/a |
| PS Ratio | 2.27 |
| PB Ratio | 0.58 |
| P/TBV Ratio | 0.70 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.99%.
| Return on Equity (ROE) | 2.99% |
| Return on Assets (ROA) | 0.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.02% |
| Revenue Per Employee | 227,703 |
| Profits Per Employee | 25,919 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 101,000 in taxes.
| Income Tax | 101,000 |
| Effective Tax Rate | 9.53% |
Stock Price Statistics
The stock price has increased by +48.76% in the last 52 weeks. The beta is -0.00, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | -0.00 |
| 52-Week Price Change | +48.76% |
| 50-Day Moving Average | 17.42 |
| 200-Day Moving Average | 13.93 |
| Relative Strength Index (RSI) | 55.74 |
| Average Volume (20 Days) | 1,944 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.15 |
Income Statement
In the last 12 months, GOVB had revenue of 8.43 million and earned 959,000 in profits. Earnings per share was 0.94.
| Revenue | 8.43M |
| Gross Profit | 8.43M |
| Operating Income | 1.08M |
| Pretax Income | 1.06M |
| Net Income | 959,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.94 |
Balance Sheet
The company has 5.97 million in cash and 1.00 million in debt, giving a net cash position of 4.97 million or 4.69 per share.
| Cash & Cash Equivalents | 5.97M |
| Total Debt | 1.00M |
| Net Cash | 4.97M |
| Net Cash Per Share | 4.69 |
| Equity (Book Value) | 32.73M |
| Book Value Per Share | 31.68 |
| Working Capital | -147.19M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 12.87% |
| Pretax Margin | 12.58% |
| Profit Margin | 11.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 1.00%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 1.00% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 19.21% |
| Buyback Yield | 2.39% |
| Shareholder Yield | 3.39% |
| Earnings Yield | 5.02% |
| FCF Yield | n/a |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |