Hocking Valley Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	2019
Period Ending	Apr '26 Apr 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	2019
Market Capitalization	36	36	24	22	27	149	Upgrade
Market Cap Growth	-	50.88%	9.83%	-20.46%	-81.65%	7.43%	Upgrade
Last Close Price	29.00	28.79	18.31	16.07	19.59	22.61	Upgrade
PE Ratio	8.68	8.68	7.84	8.47	8.75	59.76	Upgrade
PS Ratio	2.78	2.78	2.19	2.15	2.54	14.92	Upgrade
PB Ratio	0.87	0.87	0.67	0.70	1.02	4.35	Upgrade
P/FCF Ratio	11.02	11.02	6.57	8.80	9.63	61.33	Upgrade
P/OCF Ratio	10.16	10.16	5.88	6.77	9.63	58.63	Upgrade
Debt / Equity Ratio	0.03	0.03	0.05	0.14	0.09	0.27	Upgrade
Debt / FCF Ratio	0.35	0.35	0.46	1.72	0.88	3.84	Upgrade
Net Debt / Equity Ratio	-1.05	-1.05	-0.50	-0.34	-0.68	-1.30	Upgrade
Net Debt / FCF Ratio	-13.38	-13.38	-4.87	-4.28	-6.44	-18.37	Upgrade
Return on Equity (ROE)	10.79%	10.79%	9.14%	8.83%	-	7.43%	Upgrade
Return on Assets (ROA)	1.20%	1.20%	0.92%	0.78%	-	0.85%	Upgrade
Earnings Yield	11.53%	11.53%	12.76%	11.81%	11.43%	1.67%	Upgrade
FCF Yield	9.08%	9.08%	15.22%	11.37%	10.38%	1.63%	Upgrade
Dividend Yield	2.48%	2.50%	3.82%	3.80%	-	-	Upgrade
Payout Ratio	21.54%	21.54%	27.32%	29.03%	15.51%	26.40%	Upgrade
Total Shareholder Return	3.25%	2.50%	3.82%	3.80%	-	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.