Peoples Financial Statistics

Total Valuation

PFBX has a market cap or net worth of 99.28 million.

Market Cap	99.28M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 23, 2026.

Earnings Date	Jul 23, 2026
Ex-Dividend Date	Dec 8, 2025

Share Statistics

PFBX has 4.62 million shares outstanding. The number of shares has decreased by -0.60% in one year.

Current Share Class	4.62M
Shares Outstanding	4.62M
Shares Change (YoY)	-0.60%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	40.12%
Owned by Institutions (%)	1.05%
Float	2.03M

Valuation Ratios

The trailing PE ratio is 24.53.

PE Ratio	24.53
Forward PE	n/a
PS Ratio	3.59
PB Ratio	0.99
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.26%
Revenue Per Employee	211,359
Profits Per Employee	30,893
Employee Count	132
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PFBX has paid 927,000 in taxes.

Income Tax	927,000
Effective Tax Rate	18.64%

Stock Price Statistics

The stock price has increased by +14.12% in the last 52 weeks. The beta is 0.19, so PFBX's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+14.12%
50-Day Moving Average	20.77
200-Day Moving Average	19.12
Relative Strength Index (RSI)	66.67
Average Volume (20 Days)	625

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.02

Income Statement

In the last 12 months, PFBX had revenue of 27.69 million and earned 4.05 million in profits. Earnings per share was 0.88.

Revenue	27.69M
Gross Profit	27.69M
Operating Income	4.97M
Pretax Income	4.97M
Net Income	4.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.88

Full Income Statement

Balance Sheet

The company has 19.58 million in cash and 800,000 in debt, giving a net cash position of 18.78 million or 4.07 per share.

Cash & Cash Equivalents	19.58M
Total Debt	800,000
Net Cash	18.78M
Net Cash Per Share	4.07
Equity (Book Value)	100.67M
Book Value Per Share	21.80
Working Capital	n/a

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	17.96%
Pretax Margin	17.96%
Profit Margin	14.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 1.67%.

Dividend Per Share	0.36
Dividend Yield	1.67%
Dividend Growth (YoY)	-18.18%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.60%
Shareholder Yield	2.27%
Earnings Yield	4.08%
FCF Yield	n/a

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1