Pacific Financial Corporation (PFLC)
OTCMKTS
· Delayed Price · Currency is USD
13.14
+0.05 (0.36%)
Apr 29, 2026, 9:41 AM EST
Pacific Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 45.07 | 44.17 | 41.19 | 37.04 | 30.08 | 33.56 | Upgrade
|
| Interest Income on Investments | 15.23 | 15.26 | 13.81 | 18.44 | 12.07 | 3.6 | Upgrade
|
| Total Interest Income | 60.3 | 59.44 | 55 | 55.48 | 42.15 | 37.16 | Upgrade
|
| Interest Paid on Deposits | 11.02 | 10.83 | 9.83 | 5.35 | 0.74 | 1.01 | Upgrade
|
| Interest Paid on Borrowings | 0.8 | 0.82 | 0.95 | 0.93 | 0.46 | 0.24 | Upgrade
|
| Total Interest Expense | 11.82 | 11.64 | 10.78 | 6.28 | 1.21 | 1.25 | Upgrade
|
| Net Interest Income | 48.49 | 47.79 | 44.22 | 49.2 | 40.95 | 35.91 | Upgrade
|
| Net Interest Income Growth (YoY) | 9.92% | 8.07% | -10.12% | 20.16% | 14.04% | -3.47% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -0.17 | 0.12 | -0.15 | - | - | Upgrade
|
| Other Non-Interest Income | 3.93 | 3.94 | 3.64 | 3.72 | 3.79 | 5.84 | Upgrade
|
| Total Non-Interest Income | 5.95 | 5.8 | 6.87 | 6.17 | 7.23 | 16.73 | Upgrade
|
| Non-Interest Income Growth (YoY) | -9.53% | -15.63% | 11.29% | -14.60% | -56.80% | -16.96% | Upgrade
|
| Revenues Before Loan Losses | 54.44 | 53.59 | 51.09 | 55.37 | 48.17 | 52.63 | Upgrade
|
| Provision for Loan Losses | 0.16 | 0.54 | 0.17 | 0.52 | - | -3.65 | Upgrade
|
| Revenue | 54.28 | 53.05 | 50.92 | 54.85 | 48.17 | 56.28 | Upgrade
|
| Revenue Growth (YoY) | 7.54% | 4.17% | -7.16% | 13.87% | -14.41% | 4.54% | Upgrade
|
| Salaries and Employee Benefits | 24.36 | 24.13 | 24.75 | 22.65 | 22.25 | 26.99 | Upgrade
|
| Federal Deposit Insurance | 0.55 | 0.55 | 0.5 | 0.55 | 0.36 | 0.42 | Upgrade
|
| Selling, General & Administrative | 10.43 | 10.38 | 10.66 | 10.01 | 7.97 | 7.88 | Upgrade
|
| Other Non-Interest Expense | 3.55 | 3.47 | 3.27 | 3.64 | 4.39 | 5.41 | Upgrade
|
| Total Non-Interest Expense | 38.92 | 38.53 | 39.18 | 36.86 | 34.97 | 40.7 | Upgrade
|
| EBT Excluding Unusual Items | 15.36 | 14.52 | 11.74 | 18 | 13.2 | 15.58 | Upgrade
|
| Pretax Income | 15.36 | 14.52 | 11.74 | 18 | 13.2 | 15.58 | Upgrade
|
| Income Tax Expense | 3.04 | 2.87 | 2.21 | 3.39 | 2.31 | 2.89 | Upgrade
|
| Net Income | 12.32 | 11.65 | 9.53 | 14.61 | 10.89 | 12.7 | Upgrade
|
| Net Income to Common | 12.32 | 11.65 | 9.53 | 14.61 | 10.89 | 12.7 | Upgrade
|
| Net Income Growth | 33.04% | 22.17% | -34.73% | 34.14% | -14.25% | 11.53% | Upgrade
|
| Basic Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | Upgrade
|
| Diluted Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | Upgrade
|
| Shares Change (YoY) | -2.47% | -2.64% | -1.07% | 0.06% | -0.17% | -1.44% | Upgrade
|
| EPS (Basic) | 1.23 | 1.16 | 0.93 | 1.40 | 1.05 | 1.22 | Upgrade
|
| EPS (Diluted) | 1.23 | 1.16 | 0.92 | 1.40 | 1.04 | 1.22 | Upgrade
|
| EPS Growth | 36.59% | 26.09% | -34.29% | 34.62% | -14.71% | 13.96% | Upgrade
|
| Dividend Per Share | 0.430 | 0.570 | 0.560 | 0.540 | 0.520 | 0.520 | Upgrade
|
| Dividend Growth | -23.21% | 1.79% | 3.70% | 3.85% | - | 30.00% | Upgrade
|
| Effective Tax Rate | 19.81% | 19.79% | 18.81% | 18.84% | 17.51% | 18.52% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.