Potomac Bancshares, Inc. (PTBS)
OTCMKTS
· Delayed Price · Currency is USD
19.69
-0.19 (-0.96%)
Mar 9, 2026, 3:31 PM EST
Potomac Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 38.92 | 34.86 | 31.15 | 24.65 | 21.47 | 19.77 | Upgrade
|
| Interest Income on Investments | 6.55 | 6.83 | 4.44 | 2.42 | 1.54 | 1.57 | Upgrade
|
| Total Interest Income | 45.47 | 41.69 | 35.58 | 27.06 | 23.01 | 21.34 | Upgrade
|
| Interest Paid on Deposits | 13.38 | 13.34 | 8.68 | 2.19 | 1.86 | 3.2 | Upgrade
|
| Interest Paid on Borrowings | 1.87 | 1.28 | 0.89 | 0.6 | 0.57 | 0.3 | Upgrade
|
| Total Interest Expense | 15.25 | 14.62 | 9.57 | 2.79 | 2.42 | 3.5 | Upgrade
|
| Net Interest Income | 30.22 | 27.08 | 26.02 | 24.27 | 20.58 | 17.84 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.15% | 4.07% | 7.18% | 17.93% | 15.36% | 9.51% | Upgrade
|
| Trust Income | 2.11 | 1.95 | 1.74 | 1.51 | 1.42 | 1.17 | Upgrade
|
| Mortgage Banking Activities | 1.36 | 0.99 | 0.68 | 0.63 | 1.64 | 1.36 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.25 | -0.64 | -0.45 | -0.4 | 0.04 | 0 | Upgrade
|
| Other Non-Interest Income | 2.98 | 3.03 | 2.97 | 2.95 | 2.85 | 2.34 | Upgrade
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| Total Non-Interest Income | 7.18 | 6.4 | 5.95 | 5.72 | 6.83 | 5.75 | Upgrade
|
| Non-Interest Income Growth (YoY) | 18.88% | 7.51% | 4.09% | -16.29% | 18.69% | 5.27% | Upgrade
|
| Revenues Before Loan Losses | 37.39 | 33.47 | 31.97 | 29.99 | 27.41 | 23.59 | Upgrade
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| Provision for Loan Losses | 0.68 | 0.51 | 0.22 | 0.63 | -0.49 | 1.44 | Upgrade
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| Revenue | 36.72 | 32.96 | 31.74 | 29.36 | 27.9 | 22.15 | Upgrade
|
| Revenue Growth (YoY) | 13.92% | 3.83% | 8.13% | 5.22% | 25.94% | 4.09% | Upgrade
|
| Salaries and Employee Benefits | 14.3 | 13 | 12.36 | 11.25 | 9.98 | 9.6 | Upgrade
|
| Occupancy Expenses | 1.13 | 1.13 | 1.03 | 1.08 | 1.07 | 1.02 | Upgrade
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| Federal Deposit Insurance | 0.41 | 0.39 | 0.36 | 0.2 | 0.17 | 0.12 | Upgrade
|
| Selling, General & Administrative | 5.72 | 5.65 | 5.16 | 4.58 | 4.13 | 3.95 | Upgrade
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| Other Non-Interest Expense | 4.21 | 4 | 3.48 | 2.86 | 2.75 | 2.6 | Upgrade
|
| Total Non-Interest Expense | 25.76 | 24.16 | 22.39 | 19.97 | 18.12 | 17.31 | Upgrade
|
| EBT Excluding Unusual Items | 10.96 | 8.8 | 9.35 | 9.39 | 9.78 | 4.84 | Upgrade
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| Pretax Income | 10.96 | 8.8 | 9.35 | 9.39 | 9.78 | 4.84 | Upgrade
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| Income Tax Expense | 2.4 | 1.97 | 2.09 | 2.08 | 2.21 | 1.06 | Upgrade
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| Net Income | 8.56 | 6.83 | 7.26 | 7.31 | 7.57 | 3.79 | Upgrade
|
| Net Income to Common | 8.56 | 6.83 | 7.26 | 7.31 | 7.57 | 3.79 | Upgrade
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| Net Income Growth | 30.29% | -5.99% | -0.64% | -3.42% | 100.00% | 17.80% | Upgrade
|
| Basic Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Diluted Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Shares Change (YoY) | - | - | 0.07% | 0.19% | - | - | Upgrade
|
| EPS (Basic) | 2.06 | 1.65 | 1.75 | 1.77 | 1.83 | 0.92 | Upgrade
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| EPS (Diluted) | 2.06 | 1.65 | 1.75 | 1.77 | 1.83 | 0.92 | Upgrade
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| EPS Growth | 30.64% | -5.86% | -0.85% | -3.55% | 99.87% | 17.80% | Upgrade
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| Dividend Per Share | 0.510 | 0.480 | 0.390 | 0.360 | 0.320 | 0.280 | Upgrade
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| Dividend Growth | 8.51% | 23.08% | 8.33% | 12.50% | 14.29% | - | Upgrade
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| Effective Tax Rate | 21.90% | 22.40% | 22.34% | 22.14% | 22.59% | 21.81% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.